Comparison

Richish vs Commas

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Richish

Track your net worth, accounts, investments, and spending privately without connecting to banks. Organize your financial life with manual entry or CSV imports for a clear overview of your assets and liabilities.

Highlights
  • Private wealth tracking
  • Manual account entry
  • CSV import for transactions
  • Net worth overview
  • Investment tracking
  • Spending insights
  • Data export
Features
Read full description

PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad. COMPLETE NET WORTH OVERVIEW • Track assets and liabilities in one place • Monitor cash, credit cards, loans, and investments together • See your total net worth over time • Review balances across all accounts at a glance • Keep your financial life organized in one dashboard PRIVATE BY DESIGN • No bank connections required • No Plaid or brokerage syncing • Add information manually on your terms • Import CSV files when you want a faster setup • Keep full control of your financial data ACCOUNT TRACKING MADE SIMPLE • Add checking, savings, credit card, loan, and investment accounts • Organize balances across your financial life • Keep everyday money and long-term wealth in one app • View account details in a clean, structured layout • Track changes over time with clarity SMART TRANSACTION MANAGEMENT • Import transaction history from CSV files • Review spending by date, merchant, and category • Track statement activity across your accounts • Keep a personal record of income and expenses • Build a financial history you can revisit anytime INVESTMENT TRACKING • Log holdings, quantities, and cost basis • Monitor portfolio value over time • Track stocks, ETFs, and other positions in one place • Connect your investments to your full net worth picture • Stay focused on long-term wealth growth BUDGETING AND CASH FLOW INSIGHTS • Review monthly spending trends • Understand where your money is going • Track income and expenses in one system • Spot recurring activity more easily • Stay aligned with your financial goals AUTOMATION AND ORGANIZATION • Detect recurring transactions faster • Use rules to automate categorization • Reduce manual cleanup over time • Keep your finances organized as your data grows • Create a smoother long-term tracking workflow REPORTS AND DATA EXPORT • Export reports when you need a snapshot • Keep a private record of your financial progress • Maintain your own historical financial data • Build a system you can manage on your own terms PERFECT FOR: • People who want a private wealth tracker • Users who prefer manual control over bank syncing • Anyone tracking net worth across multiple accounts • Investors who want spending and portfolio tracking together • People who want a calm, organized financial workspace WHY RICHISH? • Private-first design • No forced account connections • Clean and focused experience • Flexible CSV import workflow • Built for clarity, control, and long-term tracking Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Commas

Features
Read full description

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

Screenshots

Richish4 screens
Commas4 screens

Verdict

The call

The clearest difference is iOS requirement: Commas at 17.0 against Richish's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Richish sells 2 in-app purchases, starting at $0.99 per month and Commas sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Richish ships an update monthly, Commas every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Richish versus Commas: the parameters behind the verdict, then further details
ParameterRichishCommas
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.217.0 — better
Further details — not scored
Size10 MB15 MB
Age rating4+4+
DeveloperAayush KumarStrivian LLC

In-app purchases

2 purchases

Richish

Subscriptions2
  • Richish Pro Monthly$0.991 Month
  • Richish Pro Yearly3 Days trial$9.991 Year
2 purchases

Commas

Subscriptions1
  • Commas Pro — Annual7 Days trial$9.991 Year
One-time1
  • Commas Pro — Lifetime$24.99

Questions

Is Richish free?
Richish is free to download, with in-app purchases available.
Is Commas free?
Commas is free to download, with in-app purchases available.
Do Richish or Commas have ads?
Neither Richish nor Commas shows ads.
Which is updated more often, Richish or Commas?
Richish ships an update monthly, and Commas every 3 weeks. Most recently, Richish was updated on November 5, 2026 and Commas on October 31, 2026.

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