Tanda vs Masarifi

Say what you spent. Tanda records the amount, currency, category, merchant, date and recurrence. VOICE IN TEN LANGUAGES Open Tanda and say an expense. You can record several expenses in one sentence with Tanda Pro. Voice capture supports Arabic, Dutch, English, French, German, Indonesian, Italian, Portuguese, Spanish, and Turkish. On-device speech availability depends on the language support installed on your device. CASH AND CARDS Tanda does not connect to your bank. Record purchases by voice or text without sharing bank credentials. Wallet and bank-message shortcuts place captured purchases in a review inbox before Tanda adds them to your ledger. EXCHANGE RATES THAT KEEP THEIR DATE Tanda stores the exchange rate from the purchase date. Old expenses keep their original rate when today’s rate changes. You can review spending in your main currency while you travel or live abroad. BUDGETS AND INCOME Set monthly income and build a zero-based budget. Choose a flexible month start date. Set daily, monthly or category limits. Tanda also supports recurring expenses, shared spaces, spending trends and CSV export. Ask questions about your own spending by voice or text. CHOOSE YOUR PRIVACY LEVEL Tanda stores your data on the device first. You can keep working offline and sync later if you choose. Tanda offers three privacy levels: 1. Standard: speech and AI use cloud services 2. On-device speech: voice recognition stays on your phone where supported 3. Full Privacy: speech and AI run on your phone Audio recordings never sync. Full Privacy keeps audio, transcripts, AI inputs and expense data on your device. Account and app reliability services may use the internet. FREE AND PRO Free includes 15 voice logs per day, budgets, insights, recurring expenses, and offline use. Tanda Pro adds unlimited voice logging, multi-currency, custom categories, multiple expenses in one sentence, CSV export, device sync, and the ability to create shared spaces. Joining a shared space is free. If you cancel, your custom categories and multi-currency history remain visible as read-only data. Questions, bugs, or language issues: tanda@mrg.sh Terms: https://tanda.mrg.sh/terms Privacy Policy: https://tanda.mrg.sh/privacy

Masarifi is a simple, elegant expense tracker that works fully offline — all your data stays on your device. No accounts, no ads, no tracking. Features: • Clear dashboard: income, spending, net savings and savings rate at a glance. • Auto-add from bank SMS: when your bank texts you, the amount is added automatically — even while your phone is locked, messages are queued and added when you open the app. One-tap shortcut setup. • Every currency supported: foreign transactions are converted to AED at daily exchange rates, with a built-in currency converter. • Per-category budgets with progress bars and over-limit alerts. • Smart analytics: yearly forecast, quarterly comparison, monthly heatmap. • Recurring commitments across every month, editable anytime. • Automatic monthly salary + savings goals and debt tracking. • Snap a receipt and auto-extract the amount, on-device. • Face ID lock, dark mode, and backup to iCloud or a file. • Full Arabic and English interface. Privacy first: Masarifi collects no data. The only internet request fetches the daily public exchange-rate table — no personal or financial information is ever sent.