DebtDown vs Budget App+

Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.

BUILD YOUR RICH GIRL ERA A radical approach to your finances. No shaming. No restriction. No guilt. This app is designed to help you build your soft girl life — a life where your money feels intentional, aligned, and connected to the future you are creating. Your finances are more than numbers. They are the foundation for your freedom, your dreams, your peace, and the version of yourself you are becoming. Create a calmer relationship with money. Visualize your goals. Build wealth with intention. YOUR MONEY, YOUR VISION Traditional budgeting asks: "What can I not spend?" Ask yourself: "What life am I building?" Organize your financial world around Past You, Present You, and Future You: • Past You — commitments, obligations, and choices that brought you here. • Present You — the life you enjoy today. • Future You — the dreams, investments, and freedom you are creating. See your complete financial picture without judgment. MANIFEST YOUR BUDGET Your money deserves direction, not restriction. Discover your Manifesting Power — the money available after your commitments and essentials are covered — then intentionally guide it toward the things that matter most: • Building wealth • Paying down debt • Creating your dream life • Funding your next chapter Turn budgeting into a practice of intention. GET PAID TO EXIST Imagine your money working quietly in the background. Track your progress toward a future where your investments and assets help support your lifestyle. Visualize your journey toward financial independence and see how your choices today create more freedom tomorrow. DESIGN YOUR FIRE JOURNEY Your freedom journey is unique. Whether your goal is traditional FIRE, Coast FI, or simply creating more choices in your life, explore your path toward financial independence. Adjust your assumptions. Visualize your future. See the possibilities. Financial independence starts by making your future visible. YOUR MONEY, CAPTURED Expense tracking shouldn't feel like a chore. Capture your spending with a beautifully designed experience built around awareness, not punishment. Use the intuitive circular dial or custom keypad to quickly record transactions and keep your financial story up to date. Every purchase becomes a moment of awareness — not another reason for guilt. THE PURCHASE PAUSE Create space between impulse and intention. The Purchase Pause gives you a few seconds to check in: "Does this fit the life I'm creating?" Build self-trust around spending without removing joy. YOUR PERSONAL MONEY VISION BOARD Your goals deserve more than a spreadsheet. Create a visual map of your Foundations, Flows, and Manifestations. See where your money is going — and why it matters. THE RESERVOIR Life is unpredictable. Build your personal financial cushion to handle surprises while protecting the future you are creating. More breathing room. More confidence. More peace. BEAUTIFUL BY DESIGN Designed to feel like a personal financial sanctuary: • No accounts required • Elegant glassmorphism interface • iPhone, iPad, and Mac iCloud Sync • Face ID / Passcode protection • Private by design — your financial data stays yours • CSV export and full control of your information Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/