Trata vs DebtDown
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Trata
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Trata is an expense tracker that just works. Track spending in seconds, understand where your money goes, and stay in control of your budget — all in a fast, clean interface. Add expenses in a couple of taps — your spending history by day and month is always at hand. See the real picture: compare time periods, explore monthly summaries, and drill down into categories all the way to individual purchases — in clear, readable charts. Curious where your money is actually going? Weekly and monthly insights have you covered: total spend, daily average, biggest and smallest purchases, top categories, and a live forecast against your monthly limit.¹ Why Trata: - Lightning-fast expense tracking — no extra steps - Simple interface, zero clutter - Useful analytics by category, month, and custom period - Custom categories and subcategories¹ - Flexible settings: themes to match your style, a default tab, and reminders¹ Spend smarter. Understand more. No unnecessary complexity. ¹ Some features are available as part of a Pro subscription only. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula
DebtDown
This app helps you create a personalized plan to eliminate your debts faster. It calculates your debt-free date and total interest paid, offering various payoff strategies. Track your progress and receive payment reminders to stay on course.
- Debt payoff strategies (Snowball, Avalanche)
- Calculate debt-free date
- Track interest costs
- Balance, interest, and timeline charts
- Payment reminders
- iCloud sync
- Amortization schedules
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Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.
Screenshots
Verdict
The clearest difference is device support: Trata at 4 against DebtDown's 2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Trata sells 1 in-app purchase, starting at $2.99 per month and DebtDown sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.
| Parameter | Trata | DebtDown |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmitry Shipinev | Hrdlicka Apps LLC |
In-app purchases
Trata
- Trata Pro Monthly3 Days trial$2.991 Month
DebtDown
- Debtdown Pro$6.99









