Comparison

Trata vs DebtDown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Trata

Features
Read full description

Trata is an expense tracker that just works. Track spending in seconds, understand where your money goes, and stay in control of your budget — all in a fast, clean interface. Add expenses in a couple of taps — your spending history by day and month is always at hand. See the real picture: compare time periods, explore monthly summaries, and drill down into categories all the way to individual purchases — in clear, readable charts. Curious where your money is actually going? Weekly and monthly insights have you covered: total spend, daily average, biggest and smallest purchases, top categories, and a live forecast against your monthly limit.¹ Why Trata: - Lightning-fast expense tracking — no extra steps - Simple interface, zero clutter - Useful analytics by category, month, and custom period - Custom categories and subcategories¹ - Flexible settings: themes to match your style, a default tab, and reminders¹ Spend smarter. Understand more. No unnecessary complexity. ¹ Some features are available as part of a Pro subscription only. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

DebtDown

This app helps you create a personalized plan to eliminate your debts faster. It calculates your debt-free date and total interest paid, offering various payoff strategies. Track your progress and receive payment reminders to stay on course.

Highlights
  • Debt payoff strategies (Snowball, Avalanche)
  • Calculate debt-free date
  • Track interest costs
  • Balance, interest, and timeline charts
  • Payment reminders
  • iCloud sync
  • Amortization schedules
Features
Read full description

Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.

Screenshots

Trata4 screens
DebtDown4 screens

Verdict

The call

The clearest difference is device support: Trata at 4 against DebtDown's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Trata sells 1 in-app purchase, starting at $2.99 per month and DebtDown sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 9 level
Trata versus DebtDown: the parameters behind the verdict, then further details
ParameterTrataDebtDown
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size12 MB2 MB
Age rating4+4+
DeveloperDmitry ShipinevHrdlicka Apps LLC

In-app purchases

1 purchases

Trata

Subscriptions1
  • Trata Pro Monthly3 Days trial$2.991 Month
1 purchases

DebtDown

One-time1
  • Debtdown Pro$6.99

Questions

Is Trata free?
Trata is free to download, with in-app purchases available.
Is DebtDown free?
DebtDown is free to download, with in-app purchases available.
Do Trata or DebtDown have ads?
Neither Trata nor DebtDown shows ads.
Which is updated more often, Trata or DebtDown?
Trata ships an update fortnightly, and DebtDown fortnightly. Most recently, Trata was updated on September 15, 2026 and DebtDown on September 17, 2026.

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