Comparison

Spendli vs AI Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendli

Features
Read full description

Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com

About

AI Expense Tracker

Effortlessly track your expenses using AI. Simply speak or type your spending, and the app automatically categorizes it. Manage budgets, view spending patterns, and sync across devices.

Highlights
  • AI-powered expense parsing
  • Voice and text input
  • Shared expense lists
  • Optional budgeting tools
  • Weekly and monthly spending digests
  • Multi-currency support
  • iCloud syncing
Features
Read full description

Dengii is a personal expense tracker powered by AI. Speak or type — AI parses the amount, currency, and category instantly. — Voice or text. "Coffee 5", "uber 12", "groceries 80". Done. — One list or many. Default private list "Personal". Optionally create a second list and share it with a partner, parent, or roommate. Up to 2 people per shared list. — Budget is optional. Without one, Dengii just shows what you've spent. Turn it on — and you'll see how much is left today and until the end of the period. Set monthly, weekly, or a custom range (like July 1–15 for a vacation). — AI observes, doesn't lecture. Sunday weekly digest. End-of-month Mini-Wrapped. Patterns, not morals. — Multi-currency. Each list with its own currency. Tenge, ruble, dollar, euro. — CloudKit sync. Data flows between your devices via iCloud. No account, no password. — Apple Family Sharing. One subscription, two people. Built in Kazakhstan for people who want to understand their money without spreadsheets or guilt. Just say it — see it. Dengii Premium is an auto-renewable subscription. 7-day free trial, then 2,490 ₸/month or 14,990 ₸/year. Manage in Settings → Subscriptions. Terms of Use: https://dengii.app/terms Privacy Policy: https://dengii.app/privacy

Screenshots

Spendli4 screens
AI Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: AI Expense Tracker at 17.0 against Spendli's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendli sells 2 in-app purchases, starting at $3.99 per month and AI Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendli ships an update every 3 days, AI Expense Tracker every 2 days. The most recent releases landed on October 4, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
Spendli versus AI Expense Tracker: the parameters behind the verdict, then further details
ParameterSpendliAI Expense Tracker
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 3 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS26.217.0 — better
Further details — not scored
Size36 MB17 MB
Age rating4+4+
DeveloperAyush MishraUshnitckii Timofei

In-app purchases

2 purchases

Spendli

Subscriptions2
  • Spendli Plus Monthly$3.991 Month
  • Spendli Ultra Monthly$9.991 Month
4 purchases

AI Expense Tracker

Subscriptions4
  • Dengii Premium · Solo (Monthly)7 Days trial$4.991 Month
  • Dengii Premium · Family (Monthly)7 Days trial$5.991 Month
  • Dengii Premium · Solo (Annual)7 Days trial$29.991 Year
Show 1 more
  • Dengii Premium · Family (Annual)7 Days trial$39.991 Year

Questions

Is Spendli free?
Spendli is free to download, with in-app purchases available.
Is AI Expense Tracker free?
AI Expense Tracker is free to download, with in-app purchases available.
Do Spendli or AI Expense Tracker have ads?
Neither Spendli nor AI Expense Tracker shows ads.
Which is updated more often, Spendli or AI Expense Tracker?
Spendli ships an update every 3 days, and AI Expense Tracker every 2 days. Most recently, Spendli was updated on October 4, 2026 and AI Expense Tracker on October 12, 2026.

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