Comparison

Splittly vs Xtraky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splittly

Features
Read full description

Splittly is the fastest way to split a bill and calculate the perfect tip at any restaurant, café, or bar. Simply enter your bill, choose your tip percentage, and split between as many people as you need. Splittly instantly shows you exactly how much each person owes — no mental math, no awkward moments. FEATURES: • Instant tip calculation with 10%, 15%, 18%, and 20% presets • Custom tip percentage for any amount • Split bills between 1 and 20 people • Round up or down to the nearest dollar • Save your bill history and review past meals • Copy result to clipboard and share with friends • Clean, minimal design built for speed • No sign-up, no account, completely free Whether you're at a restaurant with friends, splitting a taxi fare, or dividing a group meal, Splittly makes it effortless.

About

Xtraky

Manually track your investments and financial holdings without connecting to any external accounts. This app automatically calculates your cost basis, profit, and other key figures based on your recorded transactions. Generate detailed reports and view your portfolio performance on your home screen.

Highlights
  • Manual transaction recording
  • Automatic cost basis calculation
  • Profit and loss tracking
  • Detailed financial reports
  • Home screen widgets
  • Customizable notifications
  • CSV import and export
Features
Read full description

Xtraky is a portfolio tracker for people who want the numbers to be right. You enter what you own. Xtraky never connects to an exchange, wallet or bank. There are no API keys to create and no tokens to hand over, because nothing is connected, and nothing can be traded on your behalf. EVERY FIGURE IS DERIVED, NEVER TYPED TWICE Record a buy, a sale, a transfer or staking income. Your holdings, cost basis and profit follow from the ledger automatically. Change a transaction and everything downstream updates with it. COST BASIS DONE PROPERLY FIFO or average cost, applied consistently, with the individual lots behind every profit figure there to inspect. No rounded guesses. IT TELLS YOU WHAT DOESN'T ADD UP A sale with no matching purchase. A holding the price feed doesn't cover. Findings appear above the totals, not buried under them, because an inconsistent ledger changes what the totals mean. REPORTS, A YEAR AT A TIME What you put in, what you took out, what was realized, what came in as income, and every asset's opening and closing position. Export disposals, movements or income as CSV. ON YOUR HOME SCREEN Five widget sizes. Portfolio total with a chart, your top movers, a full breakdown with allocation, and two lock screen widgets. Add one and the value is there without unlocking anything. NOTIFICATIONS YOU CHOOSE A big move at a threshold you pick. A single asset moving sharply. A daily summary. A weekly recap. At most one a day, whichever matters most — an app that interrupts you constantly gets its notifications turned off. ALSO IN THE APP • Face ID to skip the password • Accounts, so you can see what sits on an exchange versus in self custody • CSV import • Share a read-only snapshot with someone • The same account on the web at xtraky.com Xtraky does not give financial advice and does not execute trades. It records what you own and tells you what that is worth.

Screenshots

Splittly3 screens
Xtraky4 screens

Verdict

The call

Splittly and Xtraky are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Splittly versus Xtraky: the parameters behind the verdict, then further details
ParameterSplittlyXtraky
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Weekly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size2 MB27 MB
Age rating4+4+
DeveloperMatteo PezzullaASAR Apps LLC

In-app purchases

None

Splittly

No in-app purchases

None

Xtraky

No in-app purchases

Questions

Is Splittly free?
Splittly is free to download, with no in-app purchases.
Is Xtraky free?
Xtraky is free to download, with no in-app purchases.
Do Splittly or Xtraky have ads?
Neither Splittly nor Xtraky shows ads.

Other comparisons