Splittly vs Xtraky
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splittly
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Splittly is the fastest way to split a bill and calculate the perfect tip at any restaurant, café, or bar. Simply enter your bill, choose your tip percentage, and split between as many people as you need. Splittly instantly shows you exactly how much each person owes — no mental math, no awkward moments. FEATURES: • Instant tip calculation with 10%, 15%, 18%, and 20% presets • Custom tip percentage for any amount • Split bills between 1 and 20 people • Round up or down to the nearest dollar • Save your bill history and review past meals • Copy result to clipboard and share with friends • Clean, minimal design built for speed • No sign-up, no account, completely free Whether you're at a restaurant with friends, splitting a taxi fare, or dividing a group meal, Splittly makes it effortless.
Xtraky
Manually track your investments and financial holdings without connecting to any external accounts. This app automatically calculates your cost basis, profit, and other key figures based on your recorded transactions. Generate detailed reports and view your portfolio performance on your home screen.
- Manual transaction recording
- Automatic cost basis calculation
- Profit and loss tracking
- Detailed financial reports
- Home screen widgets
- Customizable notifications
- CSV import and export
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Xtraky is a portfolio tracker for people who want the numbers to be right. You enter what you own. Xtraky never connects to an exchange, wallet or bank. There are no API keys to create and no tokens to hand over, because nothing is connected, and nothing can be traded on your behalf. EVERY FIGURE IS DERIVED, NEVER TYPED TWICE Record a buy, a sale, a transfer or staking income. Your holdings, cost basis and profit follow from the ledger automatically. Change a transaction and everything downstream updates with it. COST BASIS DONE PROPERLY FIFO or average cost, applied consistently, with the individual lots behind every profit figure there to inspect. No rounded guesses. IT TELLS YOU WHAT DOESN'T ADD UP A sale with no matching purchase. A holding the price feed doesn't cover. Findings appear above the totals, not buried under them, because an inconsistent ledger changes what the totals mean. REPORTS, A YEAR AT A TIME What you put in, what you took out, what was realized, what came in as income, and every asset's opening and closing position. Export disposals, movements or income as CSV. ON YOUR HOME SCREEN Five widget sizes. Portfolio total with a chart, your top movers, a full breakdown with allocation, and two lock screen widgets. Add one and the value is there without unlocking anything. NOTIFICATIONS YOU CHOOSE A big move at a threshold you pick. A single asset moving sharply. A daily summary. A weekly recap. At most one a day, whichever matters most — an app that interrupts you constantly gets its notifications turned off. ALSO IN THE APP • Face ID to skip the password • Accounts, so you can see what sits on an exchange versus in self custody • CSV import • Share a read-only snapshot with someone • The same account on the web at xtraky.com Xtraky does not give financial advice and does not execute trades. It records what you own and tells you what that is worth.
Screenshots
Verdict
Splittly and Xtraky are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Splittly | Xtraky |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | — | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 2 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Matteo Pezzulla | ASAR Apps LLC |
In-app purchases
Splittly
No in-app purchases
Xtraky
No in-app purchases








