Comparison

Tip Protector vs Xtraky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tip Protector

This app helps you calculate tips accurately and detect potential tip fraud. It allows you to scan receipts, split bills, and track your tipping history to ensure your transactions are correct.

Highlights
  • Accurate tip calculation
  • Tip fraud detection
  • Receipt scanning with OCR
  • Bill splitting
  • Tipping history tracking
  • Multi-language support
Features
Read full description

Tipping is a common custom at restaurants around the world. Unfortunately, that means you risk being a victim of tip fraud when you leave a tip. When you leave a tip, it is possible for someone to alter the tip amount so that you are charged for a larger tip than you had planned. Up until now, the only way to prevent this type of fraud is to save all your dining receipts and then check them against your credit card statement at the end of the month. How many of us do that? Very few. Tip Protector is an advanced tip calculator app that helps users calculate tips accurately and makes catching tip fraud much easier. Tip protector takes the percentage tip that you would like to leave (based upon the total bill before or after tax) and calculates tip options to make the last 4 digits of the final transaction repeat. At the end of the month, you can simply look through your credit card statement, and any transaction where the amount paid does not show this repeating pattern indicates that the tip may have been altered. No more having to look through every bill in order to prevent tip fraud. With Tip Protector on your phone, you can: - Calculate tips based on subtotal or total amounts with customizable tip percentages - Split bills fairly between multiple people (up to 20 maximum) - Scan receipts using the device camera and OCR technology to automatically pull out amounts, no manual entry needed - Save tip calculations with location, category, and bill images - Track tipping history and view statistics like spending trends and category breakdowns - Detect potential tip fraud by comparing calculated amounts with charged amounts - Available in 17 languages with beautiful light and dark themes Users can authenticate using email, Google, or Apple Sign In to sync their data across devices. The app requires camera permission for bill scanning functionality. No user data is shared with third parties. Download Tip Protector today and make it easy to protect the integrity of your tip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Xtraky

Manually track your investments and financial holdings without connecting to any external accounts. This app automatically calculates your cost basis, profit, and other key figures based on your recorded transactions. Generate detailed reports and view your portfolio performance on your home screen.

Highlights
  • Manual transaction recording
  • Automatic cost basis calculation
  • Profit and loss tracking
  • Detailed financial reports
  • Home screen widgets
  • Customizable notifications
  • CSV import and export
Features
Read full description

Xtraky is a portfolio tracker for people who want the numbers to be right. You enter what you own. Xtraky never connects to an exchange, wallet or bank. There are no API keys to create and no tokens to hand over, because nothing is connected, and nothing can be traded on your behalf. EVERY FIGURE IS DERIVED, NEVER TYPED TWICE Record a buy, a sale, a transfer or staking income. Your holdings, cost basis and profit follow from the ledger automatically. Change a transaction and everything downstream updates with it. COST BASIS DONE PROPERLY FIFO or average cost, applied consistently, with the individual lots behind every profit figure there to inspect. No rounded guesses. IT TELLS YOU WHAT DOESN'T ADD UP A sale with no matching purchase. A holding the price feed doesn't cover. Findings appear above the totals, not buried under them, because an inconsistent ledger changes what the totals mean. REPORTS, A YEAR AT A TIME What you put in, what you took out, what was realized, what came in as income, and every asset's opening and closing position. Export disposals, movements or income as CSV. ON YOUR HOME SCREEN Five widget sizes. Portfolio total with a chart, your top movers, a full breakdown with allocation, and two lock screen widgets. Add one and the value is there without unlocking anything. NOTIFICATIONS YOU CHOOSE A big move at a threshold you pick. A single asset moving sharply. A daily summary. A weekly recap. At most one a day, whichever matters most — an app that interrupts you constantly gets its notifications turned off. ALSO IN THE APP • Face ID to skip the password • Accounts, so you can see what sits on an exchange versus in self custody • CSV import • Share a read-only snapshot with someone • The same account on the web at xtraky.com Xtraky does not give financial advice and does not execute trades. It records what you own and tells you what that is worth.

Screenshots

Tip Protector4 screens
Xtraky4 screens

Verdict

The call

The clearest difference is in-app purchases: Xtraky at none against Tip Protector's 2. Tip Protector's advantage is ratings volume (4 vs 1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tip Protector sells 2 in-app purchases, starting at $1.99 per month. Xtraky asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Tip Protector against 5.0 for Xtraky. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Tip Protector ships an update every 8 days, Xtraky weekly. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Tip Protector versus Xtraky: the parameters behind the verdict, then further details
ParameterTip ProtectorXtraky
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 8 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.4
Further details — not scored
Size129 MB27 MB
Age rating4+4+
DeveloperELLIE OLITSKYASAR Apps LLC

Customer experience

Tip Protector

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Xtraky

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Tip Protector

Subscriptions2
  • Plus (Monthly)$1.991 Month
  • Plus (Yearly)3 Days trial$15.991 Year
None

Xtraky

No in-app purchases

Questions

Is Tip Protector free?
Tip Protector is free to download, with in-app purchases available.
Is Xtraky free?
Xtraky is free to download, with no in-app purchases.
Which has better reviews, Tip Protector or Xtraky?
Tip Protector and Xtraky are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Tip Protector or Xtraky have ads?
Neither Tip Protector nor Xtraky shows ads.
Which is updated more often, Tip Protector or Xtraky?
Tip Protector ships an update every 8 days, and Xtraky weekly. Most recently, Tip Protector was updated on November 5, 2026 and Xtraky on November 6, 2026.

Other comparisons