FreeLife vs SpendGrid
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FreeLife
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FreeLife is a personal finance app for people who want a simple and clear system to control money every day. FreeLife brings personal finance, business tracking, investments, budgets, goals, debts, recurring payments, analytics, and Ava AI into one app. Instead of splitting data across spreadsheets and different tools, you can see what you have, where your money is stored, what was spent, what remains in your budget, and how your financial situation changes over time. Ava is your personal AI financial assistant. You can type requests or send voice messages to add expenses, income, transfers, debt payments, goal top-ups, and other financial actions faster. Ava can also help with receipts and bank screenshots, recognize amounts, currencies, and details, and sort records into the right categories. FreeLife also includes a business module. You can create businesses, clients, and projects, track general costs, project and client expenses, salaries, operations, and understand how money moves inside your business. The investment module helps you track money you invest or place into different assets, projects, or opportunities. You can record invested amounts, returns, repayments, results, and see where your money is working. With FreeLife you can: β track income and expenses β manage accounts, cash, savings, and multiple currencies β use automatic or custom exchange rates β plan budgets by groups and categories β track goals, debts, due dates, and recurring payments β manage businesses, clients, projects, costs, salaries, and operations β track investments, deposits, returns, and repayments β use the financial health indicator β analyze your finances for any selected period β use AI insights, AI budget planning, and AI statistics in paid plans FreeLife helps you understand not only numbers, but the logic behind them: spending patterns, budget deviations, recurring costs, pressure points, trends, goals, debts, investments, and business activity. βββ PLANS AND SUBSCRIPTIONS FreeLife offers a free version and two auto-renewable subscriptions: - FreeLife Free β free version. Includes core finance tools: income and expense tracking, accounts, budget setup, goals, debts, financial health indicator, statistics, creating businesses and clients in the business module, and creating investments in the investment module. - FreeLife Standard β 1 month β β¬4.99/month or local equivalent. Includes the full app functionality without limits: personal finance, accounts, income, expenses, categories, budgets, goals, debts, recurring payments, full business module, businesses, investments, clients, operations, and AI features with standard limits: Ava and AI financial consultant β 50 requests/month, AI statistics β 10 reports/month across all sections, AI budget planner β 5 plans/month. - FreeLife Premium β 1 month β β¬9.99/month or local equivalent. Includes everything in Standard, with higher AI limits: Ava β 220 AI requests/month, AI statistics β 40 reports/month, AI budget planner β 10 plans/month. Payment is charged to your Apple ID at the moment of purchase confirmation. An active subscription automatically renews for the same period unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID settings at any time. The free version of FreeLife may show ads. Ads are removed with an active FreeLife Standard or FreeLife Premium subscription. Terms of Use (EULA): https://www.freelife.ooo/terms-of-use.html Privacy Policy: https://www.freelife.ooo/privacy-policy.html
SpendGrid
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SpendGrid: Expense Tracker Take control of your money with SpendGrid β your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES β’ Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. β’ Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more β then customize or create your own with personal color labels. β’ Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. β’ Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. β’ Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. β’ Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. β’ Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities β all in one place. β’ Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet β great for backups, tax prep, or sharing with an accountant. β’ Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. β’ Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: β’ iCloud backup & restore to keep your data safe across devices β’ Unlimited budgets per category β’ Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: SpendGrid at every 3 days against FreeLife's weekly. FreeLife's advantage is iOS requirement (15.0.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. FreeLife sells 3 in-app purchases, starting at $4.99 per month and SpendGrid sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
FreeLife ships an update weekly, SpendGrid every 3 days. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | FreeLife | SpendGrid |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 3 days β better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.0.0 β better | 18.6 |
| Further details β not scored | ||
| Size | 84 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmytro Moroz | Janki Kachhiya |
In-app purchases
FreeLife
- Standard Monthly$4.991 Month
- Premium Monthly$8.991 Month
- Premium Annual$85.991 Year
SpendGrid
- SpendGrid Pro β Monthly$1.991 Month
- SpendGrid Pro β Annual7 Days trial$9.991 Year
- SpendGrid Pro β Lifetime$24.99









