Commas vs Cushion

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

See everything you own as one number — in any currency, in seconds. Cash in dollars, a card in euros, some yuan, a little Bitcoin: Currency Cushion adds it all up and tells you how far you are from your goal. • 160+ ISO currencies, favorites on top • Crypto as part of your cushion: enter the amount, prices arrive on their own • One home currency for the total, switched with a tap • Goals with progress, what is left and a monthly target • Fully offline: rates are cached, the app keeps calculating without a network • Honest rates: source and snapshot time are always visible, manual override • No bank connection, no logging every purchase Free forever: up to 5 balances, 3 cryptocurrencies, and 1 goal — enough for a simple cushion (for example USD + EUR + CNY + BTC and one savings target). Cushion Pro (optional): unlimited balances and coins, several goals. Buy once or subscribe yearly. Purchases go through the App Store. Restore Purchases is in the app. Privacy by default: your portfolio stays on the device, no account required. Only public quote requests leave the app — never your holdings. Backup is one file that belongs to you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cushion.foryou.quest/privacy