Comparison

GT e vs FSDH Capital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GT e

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Authenticates electronic transactions
  • Alternative to hardware tokens
  • Supports web, internet, and mobile banking
  • Secure 6-digit passcode login
  • 24/7 banking access
Features
Read full description

GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.

About

FSDH Capital

Invest in Nigerian stocks, Treasury Bills, and bonds with ease. Open an account, manage your portfolio, and receive real-time updates securely from your mobile device.

Highlights
  • Open investment account in minutes
  • Invest in Nigerian stocks (NGX)
  • Buy Treasury Bills
  • Invest in Commercial Papers
  • Subscribe to FGN Savings Bonds
  • Real-time notifications and alerts
  • In-app support and complaint resolution
Features
Read full description

Invest Smarter with FSDH Capital You are in control with the FSDH Capital Mobile App. Whether it’s your first time or you are an experienced investor, enjoy convenient access to secure investments designed to help you grow and better manage your money. Now you can open an investment account, buy and sell Nigerian stocks, invest in Treasury Bills, Commercial Papers and FGN Savings Bonds, monitor your portfolio, receive timely investment updates and access support whenever you need it, all from your mobile device. Built for investors who value convenience, transparency and control, the FSDH Capital Mobile App makes investing simpler, faster and more accessible. KEY FEATURES Open Your Investment Account in Minutes Get started quickly with seamless account opening, with no paperwork, no branch visits and no unnecessary delays. You can start investing immediately. Invest in Nigerian Stocks Own a stake in Nigeria's leading companies. Buy and sell shares of companies listed on the Nigerian Exchange (NGX) directly from the app. Buy Treasury Bills Enjoy seamless access to Federal Government-backed Treasury Bills with clear visibility into expected returns and maturity dates. Earn More with Commercial Papers Invest in short-term corporate debt instruments with transparent yields and predictable maturity periods, so you can earn competitive returns while maintaining flexibility. Get FGN Savings Bonds Subscribe to Federal Government Savings Bonds during the official subscription window to build long-term wealth. Enjoy Direct Cash Settlement (DCS) You are in control. Choose how your investment proceeds are received—directly into your bank account or retained in your investment wallet. Experience Real-Time Notifications & Alerts Stay informed with timely updates on subscriptions, maturities, investment performance and payouts, so you never miss important investment opportunities or account updates. Enjoy In-App Support & Complaint Resolution You are never alone. Raise and track issues directly within the app without visiting a branch. WHY FSDH CAPITAL MOBILE APP? Save Time Manage your investments anytime, anywhere without paperwork or branch visits. Access Investment Opportunities Seamlessly Discover and invest in stocks, Treasury Bills, Commercial Papers and Bonds through a single platform. Stay in Control Monitor your portfolio, manage settlements and receive real-time updates. Build Long-Term Wealth Access carefully structured investment opportunities designed to help you achieve your financial goals. SECURITY Your security is a priority. The FSDH Capital Mobile App incorporates multiple layers of protection, including: • Secure authentication protocols • Multi-factor verification • Encrypted transactions • Robust data protection measures • Fraud monitoring and prevention controls • Compliance with applicable regulatory requirements Sleep easy, knowing your money is in safe hands. Download the FSDH Capital Mobile App today.

Screenshots

GT e4 screens
FSDH Capital4 screens

Verdict

The call

The clearest difference is ratings volume: GT e at 816 against FSDH Capital's 1. FSDH Capital's advantage is update cadence (every 6 days vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for GT e against 5.0 for FSDH Capital. That said, the two scores are not equally well evidenced: GT e has 816 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

GT e ships an update fortnightly, FSDH Capital every 6 days. The most recent releases landed on October 31, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
GT e versus FSDH Capital: the parameters behind the verdict, then further details
ParameterGT eFSDH Capital
PriceFreeFree
Rating4.9 (816 ratings)5.0 (1 ratings) — better
Positive reviews57.5% of reviews—
Number of ratings816 — better1
Update frequencyFortnightlyEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size55 MB82 MB
Age rating4+4+
DeveloperGuaranty Trust Bank PLCFSDH MERCHANT BANK LIMITED

Customer experience

GT e

All ratings587 ratings
Positive96.9%
Neutral0.9%
Negative2.2%
Written reviews40 reviews
Positive57.5%
Neutral0.0%
Negative42.5%

FSDH Capital

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

GT e

No in-app purchases

None

FSDH Capital

No in-app purchases

Questions

Is GT e free?
GT e is free to download, with no in-app purchases.
Is FSDH Capital free?
FSDH Capital is free to download, with no in-app purchases.
Which has better reviews, GT e or FSDH Capital?
FSDH Capital is rated higher. GT e averages 4.9 out of 5 from 816 ratings, while FSDH Capital averages 5.0 from 1 ratings.
Do GT e or FSDH Capital have ads?
Neither GT e nor FSDH Capital shows ads.
Which is updated more often, GT e or FSDH Capital?
GT e ships an update fortnightly, and FSDH Capital every 6 days. Most recently, GT e was updated on October 31, 2026 and FSDH Capital on October 11, 2026.

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