Comparison

Expense Tracker vs Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track daily income and expenses with a notebook-like interface. On-device AI automatically categorizes your entries, and all data is securely stored locally or synced via iCloud. Customize your experience with various page styles and widgets.

Highlights
  • Notebook-style daily expense and income tracking
  • On-device AI for automatic categorization
  • Local data storage and private iCloud sync
  • Customizable page styles, fonts, and currency
  • Home screen widgets for quick overview
  • Offline functionality
Read full description

YOUR DAILY CASHBOOK: Today Expenses brings the simplicity of a paper notebook to your personal finances. Write naturally — jot down what you spent or earned, and on-device AI fills in the details automatically. No outside servers, no account creation. Everything stays securely in your own iCloud. Each day gets its own page. Turn back to see previous days. Turn forward to plan ahead. HOW IT WORKS Open the app to your Today Page Tap Expense or Income to set the record type Type naturally — "coffee 4.50" or "freelance payment 2500" On-device AI extracts the category and amount instantly Tap any record to edit or correct the details Turn the page to navigate between days RECORD KEEPING Daily notebook page for expenses and income One page per day — navigate forward and back through any date Add, edit, and delete records on any day Tap the metadata panel to correct anything the AI gets wrong Set your own category, amount, and currency manually anytime AI MODELS Two on-device AI models — you choose. Apple Foundation Models — powered by Apple Intelligence. Reads your full note and infers meaning from context. Available on iPhone 15 Pro and later. Pre-Trained Model — trained on 16,700 expense and income notes across 71 categories. Works on every iPhone, with or without Apple Intelligence. Fast, private, fully on-device. Your notes are never sent to any server. Your data is never used to train any model. Switch between models anytime from Settings. PAGE STYLES AND CUSTOMIZATION Multiple paper styles including Classic, Ivory Rose, Obsidian Gold, Sage, and more Choose your font and font size Set your preferred currency and category list Set an initial balance for accurate net tracking BUDGETS Set a budget for any category, or one overall budget for everything Track spending against your budget as you record See how much is left at a glance Adjust or remove a budget anytime CHARTS AND INSIGHTS Net balance tracking over time Spending and income breakdown by category Weekly and monthly overviews 6-month chart and spending calendar HOME SCREEN WIDGETS Today Balance, Today Records, This Week, This Month 6 Month Overview, Spending Calendar, Streak, Category Breakdown Multiple sizes — small, medium, and large Widgets follow your chosen page style theme SYNC AND PRIVACY Stored locally and synced privately to your iCloud via CloudKit No accounts, no sign-up, no outside servers Works fully offline — syncs automatically when you reconnect FREE PERIOD AND PLANS 24 hours of full access to try everything — no card required. Choose a monthly or yearly subscription, or buy once and keep it forever. WHY TODAY EXPENSES? Notebook-style UI that makes recording feel natural Two on-device AI models — Apple Foundation Models or Pre-Trained Model Pre-Trained Model works on every iPhone, no Apple Intelligence needed Budgets by category or for everything, tracked as you write Beautiful page styles, fonts, and home screen widgets Full offline support with automatic iCloud sync No ads. No account required. Your data stays yours. REQUIREMENTS iOS 26 or later and iCloud required. Pre-Trained Model works on every supported device. Apple Foundation Models requires Apple Intelligence on iPhone 15 Pro or later. If unavailable, Pre-Trained Model is used automatically. TRY IT FREE Download and start with 24 hours of full free access — no card required. Privacy Policy: https://www.notion.so/Today-Expenses-Privacy-Policy-3392d576f5a48029a0dedcca7dd3ae31?source=copy_link Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Planner App

This app helps you budget using the cash-stuffing method without linking bank accounts. Create virtual envelopes for expenses and savings goals, and track your progress on a clear dashboard. It's designed for privacy and simplicity.

Highlights
  • Cash-stuffing budgeting
  • Virtual envelopes for expenses
  • Sinking funds for goals
  • Privacy-focused, no bank linking
  • Clear dashboard overview
  • Saving habit building
Features
Read full description

Budgeting should feel clear, calm, and personal. Stash is a beautiful budget planner and expense tracker that helps you record everyday spending, plan category budgets, organize accounts, and understand where your money goes—without linking your bank. SEE YOUR MONEY CLEARLY • Add income, expenses, and transfers in seconds • Review transactions by month, category, and account • See balances, income, and spending at a glance • Explore visual insights that make patterns easier to understand PLAN WITH PURPOSE • Connect your payday plan to your wallets so completed spending and income update what remains • Set spending limits for your expense categories • Organize cash, bank, savings, and credit card accounts • Create savings goals and keep progress visible • Schedule repeating transactions for regular payments MADE FOR REAL LIFE • Start with the currency for your region, or choose from global currencies • See large amounts in a clean, compact format • Turn on gentle reminders to record your transactions • Export a backup and restore it when needed PRIVATE BY DESIGN No bank connection is required. Your ledger is stored on your device. When you choose an AI feature and give consent, the information needed for that request is sent securely for processing. You can use manual tracking without enabling AI features. START FREE Use the essential tracking tools to begin building a calmer money habit. STASH PRO Unlock unlimited transactions, additional accounts, repeating transactions, and backup and restore. Available plans and pricing are shown in the app and may vary by storefront. Download Stash and make every dollar feel easier to manage. Questions or feedback? We would love to hear from you through the support link. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Budget Planner App4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 3 days against Budget Planner App's weekly. Budget Planner App's advantage is iOS requirement (17.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month and Budget Planner App sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Expense Tracker against 5.0 for Budget Planner App. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 days, Budget Planner App weekly. Both last shipped on October 31, 2026.

Scorecard2 real differences · 8 level
Expense Tracker versus Budget Planner App: the parameters behind the verdict, then further details
ParameterExpense TrackerBudget Planner App
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings22
Update frequencyEvery 3 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS26.017.0 — better
Further details — not scored
Size99 MB21 MB
Age rating4+4+
DeveloperMin Thet MaungZEKKERRIYYA ZEKERI

Customer experience

Expense Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Budget Planner App

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly3 Days trial$3.991 Month
  • Yearly$14.991 Year
1 purchases

Budget Planner App

One-time1
  • Lifetime Access$9.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Budget Planner App?
Expense Tracker and Budget Planner App are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do Expense Tracker or Budget Planner App have ads?
Neither Expense Tracker nor Budget Planner App shows ads.
Which is updated more often, Expense Tracker or Budget Planner App?
Expense Tracker ships an update every 3 days, and Budget Planner App weekly. Most recently, Expense Tracker was updated on October 31, 2026 and Budget Planner App on October 31, 2026.

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