Comparison

OweTrack vs Clero

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

OweTrack

Features
Read full description

OweTrack helps you keep client debts, payments, invoices, reminders, and scanned receipts organized in one simple finance workspace. Whether you track money owed by clients, manage small business invoices, or need a clear record of payments, OweTrack gives you a fast way to see what is pending, paid, overdue, and ready to export. Track what matters: - Add clients and view their full balance history - Record debts, payments, and due dates - Create and export professional invoices - Scan and save receipts or invoice records - Set reminders for upcoming due dates - View overdue debts and recent client activity - Export today’s app data as CSV and PDF - Change currency from settings - Review analytics and reports with Pro OweTrack is built for small businesses, freelancers, shops, service providers, and anyone who needs a practical way to manage owed money without complicated accounting software. Stay organized, follow up on time, and keep your financial records easy to understand. Terms of use: https://yieldmonk.com/terms-of-use/ Privacy Policy: https://yieldmonk.com/app-privacy-policy/

About

Clero

Features
Read full description

Who owes you money? What do you owe? Which subscriptions renew next? Clero keeps these answers together. Track personal debts, money lent to friends, and recurring subscriptions in one clear placeβ€”without creating a Clero account. KEEP EVERY IOU ORGANIZED Add the person, amount, and reason. Set a due date, record partial payments, and see what is still owed. Search by name, description, or tag to find the right record quickly. STAY ON TOP OF YOUR DEBTS Keep track of what you owe and your payment progress. Add reminders, organize records with tags, and archive completed items. Person summaries show receivables and debts together while keeping currencies separate. SEE YOUR SUBSCRIPTION COSTS Track recurring services, billing cycles, and next payment dates. See monthly and yearly cost estimates, add renewal or cancellation reminders, and review price changes you record in Clero. Sort your lists and filter upcoming, trial, or inactive subscriptions. Clero does not connect to your bank or cancel subscriptions for you. PLAN UPCOMING PAYMENTS See dated receivables, debts, and subscription renewals in a payment calendar. Set a monthly payment target for your currency and keep your next dates in view. KEEP YOUR RECORDS CLOSE Financial records are stored locally on your device. Export a password-protected backup when you want to keep a copy, and restore it when needed. Choose light or dark mode and use multiple currencies. START FREE Track up to 2 receivables, 2 debts, and 2 subscriptions. Explore the core tracking tools before deciding whether you need more. CLERO PREMIUM Unlock unlimited receivables, debts, and subscriptions, notes and evidence photos, detailed statistics, and subscription cost analysis. These features require a Premium subscription. Available prices and any eligible trial offers are shown in the app before purchase. Subscriptions renew automatically unless cancelled through your App Store account settings. Trial availability depends on the plan and your eligibility. Available in English, Turkish, Spanish, Portuguese, German, French, and Italian. Make your money records crystal clear with Clero. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

OweTrack4 screens
Clero3 screens

Verdict

The call

The clearest difference is iOS requirement: Clero at 15.1 against OweTrack's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month and Clero sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 5 level
OweTrack versus Clero: the parameters behind the verdict, then further details
ParameterOweTrackClero
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod β€” better
Requires iOS18.615.1 β€” better
Further details β€” not scored
Size5 MB42 MB
Age rating4+4+
DeveloperYieldmonk Technologies LLCOguzhan Aygun

In-app purchases

3 purchases

OweTrack

Subscriptions2
  • Monthly Subscription7 Days trial$7.991 Month
  • Yearly Subscription7 Days trial$39.991 Year
One-time1
  • Lifetime Plan$59.99
3 purchases

Clero

Subscriptions2
  • Clero Premium$2.991 Month
  • Clero Premium3 Days trial$14.991 Year
One-time1
  • Clero Premium$19.99

Questions

Is OweTrack free?
OweTrack is free to download, with in-app purchases available.
Is Clero free?
Clero is free to download, with in-app purchases available.
Do OweTrack or Clero have ads?
Neither OweTrack nor Clero shows ads.
Which is updated more often, OweTrack or Clero?
OweTrack ships an update fortnightly, and Clero fortnightly. Most recently, OweTrack was updated on October 24, 2026 and Clero on October 25, 2026.

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