LaoPT One vs Phajot
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
LaoPT One
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Take control of your health insurance in Laos with LaoPT One โ the fastest, easiest, and most reliable app for managing your health coverage. Key Features: Buy Health Insurance Quickly โ Choose your insurance package in a few simple steps. Passport Scan & Verification โ Automatically fill your details safely and securely. Payment Made Easy โ Pay via BCEL One QR or mobile banking. Instant Certificate Access โ View, search, and download your insurance certificate after successful payment. Secure & Private โ All your personal data is protected. We do not sell or share your information. Why LaoPT One? Designed specifically for users in Laos. No third-party ads, no distractions โ just insurance. Trusted by Thavisub Insurance Broker Sole Co., LTD. Download LaoPT One today and experience fast, secure, and reliable health insurance at your fingertips.
Phajot
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Where did your money go? Let Phajot tell you. Phajot is a friendly money tracker made for the way people really live in Laos. Log an expense in seconds, typed the way you would say it, and Phajot sorts it out for you. No spreadsheets, no stress. THREE CURRENCIES, ONE CLEAR PICTURE Spend in Kip, Baht and Dollars? Phajot keeps all three separate and clear, so you always know where you stand this month. JUST TYPE IT "coffee 15000" and it is done. Phajot reads it, puts it in a category and remembers it. Fast enough to log before your change reaches the counter. SEE YOUR MONTH, CLEARLY A simple monthly summary shows where your money actually went, by category and by day, so the end of the month is never a mystery. BUDGETS AND GOALS, GENTLY Set a budget, save toward a goal. Phajot tells you straight when you are getting close to the line, like a friend, not a bank. SPLIT BILLS WITH PHASHARE Out with friends? Split the bill evenly or by item and record just your share. No awkward maths. SNAP A RECEIPT Point your camera at a receipt and Phajot turns it into a record. MONTHLY WRAP At the end of each month Phajot tells the story of where your money went, in plain words. Phajot is not a bank, not a lender and not a payment app. It is simply a calmer way to watch your money. Everything in Phajot is included. There is nothing to buy. Built in Laos, for Laos. Available in Lao, Thai and English.
Screenshots
Verdict
The clearest difference is update cadence: Phajot at fortnightly against LaoPT One's every 6 weeks. LaoPT One's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LaoPT One ships an update every 6 weeks, Phajot fortnightly. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.
| Parameter | LaoPT One | Phajot |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 โ better | 15.0 |
| Further details โ not scored | ||
| Size | 51 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Thavisub Group | Winnity Sole Co., Ltd |
In-app purchases
LaoPT One
No in-app purchases
Phajot
No in-app purchases









