Flowt vs Cashtra

Flowt is a shared expense tracker and household budget app for couples, roommates, trips, and groups - no more spreadsheets, awkward money talks, or forgotten IOUs. Whether you are splitting rent, groceries, utilities, dinner, or a weekend trip, Flowt keeps every expense organised and the balance crystal clear. TRACK TOGETHER - Add shared or personal expenses in seconds - Split costs 50/50 or set a custom split - See exactly who paid what and who owes what - Settle up with one tap - balance resets automatically SCAN & GO - Point your camera at any receipt - AI reads it for you - Categories, amounts, and dates auto-filled - Review and confirm before saving - No more manual entry for grocery runs UNDERSTAND YOUR MONEY - Monthly spending charts by category - Shared vs. personal expense breakdown - Budget limits per category with visual indicators - Full transaction history with smart search BUILT FOR SHARED LIFE - Create Budget Spaces for couples, roommates, households, or trips - Invite people by email or join code - Keep shared and personal spending clear in one ledger - Use Face ID / Touch ID for quick, secure access FLOWT PRO - Unlock advanced features with a Flowt Pro subscription - AI-powered receipt scanning — point your camera, expenses auto-fill - Full spending analytics: category explorer, 3/6/12-month trends, and spending pace - Month-over-month comparisons to see where your money is going - Available monthly, yearly, or as a one-time lifetime purchase - All purchases managed securely through Apple's In-App Purchase system PRIVACY Your financial data is stored securely and never sold or shared with third parties. See our full privacy policy at https://useflowt.app/flowt-privacy.html TERMS OF USE/SERVICE https://useflowt.app/terms.html

Take control of your personal finances with Cashtra. Cashtra is a privacy-first expense and budget tracker for cash, cards, bank accounts, e-wallets, bills, debts, and savings goals — with no sign-up, no bank logins, and no subscriptions. Your ledger lives on your iPhone. Log spending in seconds, plan your bills and budgets, and see your whole net worth in one place. FEATURES • Cash Chat: Type what you spent in your own words and Cashtra logs it. You can even set up your accounts by chatting. • Siri & Shortcuts: Log an expense, income, or transfer, or move money between accounts, without opening the app. Great on the Action Button or Back Tap. • Smart Safe-to-Spend: A daily allowance that adjusts to keep you on budget without stress. • Financial Center: Budgets, recurring bills, goals, and debts in one timeline, with reminders before things are due. • Net Worth: Track assets and liabilities. Add Money, Withdraw, or Record a Payment right from your accounts. • Split Expenses: Split a bill with friends and track who owes what, or split one receipt across several categories. • Savings Goals: Set target dates, watch milestone progress, and set money aside with Add to Goal. • Credit Cards & Debt Payoff: Monitor balances, limits, utilization, installments, and loan payoff progress. • Interactive Widgets: Check balances and log expenses from your Home Screen and Lock Screen. • Coach Cashtra: Smarter guidance based on your own activity. • Multi-Currency: Live exchange rates, or use your bank's own rate when it charged a different amount. • Face ID & App Lock: Keep your budget private. • CSV Import & Export: Bring in past transactions and export clean backups anytime. • Translated into 70+ languages. PRIVATE BY DESIGN • No account sign-up required • No bank logins or account syncing • Your data stays on your device. Optional iCloud Sync uses your own private iCloud database and is off by default • No ads, no tracking, and zero telemetry Cashtra is a personal budgeting and financial tracking tool. It does not provide financial, investment, or tax advice.