Comparison

Equitable EZClaim Mobile vs Flowt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Equitable EZClaim Mobile

Submit group benefits claims quickly and easily from your mobile device. Securely sign in, fill out an interactive form, and upload a photo of your receipt for faster reimbursements. Access your claims history and benefit details anytime.

Highlights
  • Submit claims from iOS device
  • Interactive claim forms
  • Photo receipt submission
  • Check claim status and history
  • View and email benefit cards
  • Access benefit coverage details
  • Biometric sign-in support
Features
Read full description

The Equitable EZClaim app allows Equitable Life group benefits plan members to get faster refunds by submitting claims from their iOS device. Simply sign-in to your Equitable account, complete the interactive form, take a picture of your receipt and submit. It’s that EZ! Features Simple claims process - Walks you through the claims process and prompts you for the info needed to submit your claim - Works for any health or dental claim, even if a portion comes from your plan and the rest is paid through your Health Care Spending Account (HCSA) - Submitting your receipt is as simple as taking a picture Secure access - Your information is protected with SSL technology - Includes support for biometric sign-in, including fingerprint and face authentication Information at your fingertips - Check the status of recent claims and review your claims history - View, save and email your benefits cards - View your benefit coverage including benefit period and balance remaining, coverage maximums, deductibles and reimbursement levels - Access your Explanation of Benefits (EOB) statements

About

Flowt

Easily track shared expenses and manage household budgets with friends, partners, or roommates. Automate expense splitting, scan receipts with AI, and visualize your spending habits to keep finances clear and avoid awkward money talks.

Highlights
  • Track shared and personal expenses
  • Split costs 50/50 or custom
  • AI-powered receipt scanning
  • Monthly spending charts by category
  • Budget limits with visual indicators
  • Create budget spaces for groups
Features
Read full description

Flowt is a shared expense tracker and household budget app for couples, roommates, trips, and groups - no more spreadsheets, awkward money talks, or forgotten IOUs. Whether you are splitting rent, groceries, utilities, dinner, or a weekend trip, Flowt keeps every expense organised and the balance crystal clear. TRACK TOGETHER - Add shared or personal expenses in seconds - Split costs 50/50 or set a custom split - See exactly who paid what and who owes what - Settle up with one tap - balance resets automatically SCAN & GO - Point your camera at any receipt - AI reads it for you - Categories, amounts, and dates auto-filled - Review and confirm before saving - No more manual entry for grocery runs UNDERSTAND YOUR MONEY - Monthly spending charts by category - Shared vs. personal expense breakdown - Budget limits per category with visual indicators - Full transaction history with smart search BUILT FOR SHARED LIFE - Create Budget Spaces for couples, roommates, households, or trips - Invite people by email or join code - Keep shared and personal spending clear in one ledger - Use Face ID / Touch ID for quick, secure access FLOWT PRO - Unlock advanced features with a Flowt Pro subscription - AI-powered receipt scanning — point your camera, expenses auto-fill - Full spending analytics: category explorer, 3/6/12-month trends, and spending pace - Month-over-month comparisons to see where your money is going - Available monthly, yearly, or as a one-time lifetime purchase - All purchases managed securely through Apple's In-App Purchase system PRIVACY Your financial data is stored securely and never sold or shared with third parties. See our full privacy policy at https://useflowt.app/flowt-privacy.html TERMS OF USE/SERVICE https://useflowt.app/terms.html

Screenshots

Equitable EZClaim Mobile4 screens
Flowt4 screens

Verdict

The call

The clearest difference is review sentiment: Flowt at 100% against Equitable EZClaim Mobile's 26%. Flowt also leads on update cadence (every 8 days vs monthly). Equitable EZClaim Mobile's advantage is in-app purchases (none vs 3) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flowt sells 3 in-app purchases, starting at $9.99 per month. Equitable EZClaim Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

Equitable EZClaim Mobile ships an update monthly, Flowt every 8 days. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

Scorecard5 real differences · 5 level
Equitable EZClaim Mobile versus Flowt: the parameters behind the verdict, then further details
ParameterEquitable EZClaim MobileFlowt
PriceFreeFree
Rating3.5 (18 ratings) — better—
Positive reviews25.7% of reviews100.0% of reviews — better
Number of ratings18 — better—
Update frequencyMonthlyEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size95 MB46 MB
Age rating4+4+
DeveloperEquitable Life of CanadaZhenghan Yong

Customer experience

Equitable EZClaim Mobile

All ratings18 ratings
Positive66.7%
Neutral5.6%
Negative27.8%
Written reviews167 reviews
Positive25.7%
Neutral18.0%
Negative56.3%

Flowt

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Equitable EZClaim Mobile

Reported bugs

15 issues
  • App crashes when scrolling through date pickers
  • Checkbox clicks take 10+ seconds to register
  • Touch inputs not recognized for minutes
  • Submit button registers as home button instead
  • Claims submitted successfully but don't appear in history
Show 10 more
  • App logs out mid-claim when taking photos
  • Image preview window won't close properly
  • Dynamic Island overlap blocks buttons on iPhone 14 Pro
  • Login redirects multiple times with errors
  • Form loses data when missing required field
  • Buttons overlap and become unclickable
  • App freezes during claim submission
  • Biometric authentication stopped working after update
  • Claims rejected due to image reading errors
  • Inconsistent form behavior and validation

Requested features

18 requests
  • PDF and document file upload capability
  • Save practitioner information for recurring claims
  • Auto-populate spouse/dependent information
  • Show pending claims in real-time
  • Display remaining benefit balances
Show 13 more
  • Annual summary or batch claim submission
  • Claim confirmation email with reference number
  • Direct deposit option for reimbursements
  • Apple Wallet integration for benefit card
  • Seamless transition between app and web browser
  • Horizontal/landscape view support
  • Save multiple family members' information
  • Improved date picker scrolling mechanism
  • Claim status notifications
  • Better TSA claim terminology and options
  • Multiple image selection at once
  • Notes field for additional claim information
  • Faster claim processing times

Flowt

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Equitable EZClaim Mobile

No in-app purchases

3 purchases

Flowt

Subscriptions2
  • Flowt Pro Monthly$9.991 Month
  • Flowt Pro Yearly$79.991 Year
One-time1
  • Flowt Pro Lifetime$69.99

Questions

Is Equitable EZClaim Mobile free?
Equitable EZClaim Mobile is free to download, with no in-app purchases.
Is Flowt free?
Flowt is free to download, with in-app purchases available.
Do Equitable EZClaim Mobile or Flowt have ads?
Neither Equitable EZClaim Mobile nor Flowt shows ads.
Which is updated more often, Equitable EZClaim Mobile or Flowt?
Equitable EZClaim Mobile ships an update monthly, and Flowt every 8 days. Most recently, Equitable EZClaim Mobile was updated on October 19, 2026 and Flowt on October 9, 2026.

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