FinBuddy vs Moniq

Know where your money goes. FinBuddy is a calm, simple way to track spending, plan budgets, save toward goals and stay on top of bills, without connecting your bank. SEE EVERYTHING AT A GLANCE • Your total balance, money in and out this month, and every account on one screen • Cash, bank and wallet accounts in any currency, with automatic conversion • A quick insight into where most of your money went EVERY TRANSACTION, ORGANISED • Add income, expenses and transfers in seconds • Search and filter by type, category or note • Transactions grouped by day with daily totals BUDGETS THAT KEEP UP • Set a monthly limit for any category • See what's left the moment you spend, with a clear warning before you go over • Unspent money carries into next month SAVE FOR WHAT MATTERS • Create goals with a target and a date • FinBuddy shows the monthly pace you need to get there NEVER MISS A BILL • Track rent, utilities and subscriptions • Get reminders before every due date and mark bills paid with one tap • Autopay bills record themselves INSIGHTS • Category breakdowns for every month • A month-end forecast based on your pace • See how this month compares with the last PRIVATE BY DESIGN • No bank logins, no ads, no tracking • Export your data any time; delete your account from inside the app FINBUDDY PREMIUM Free keeps the current month on your phone, one bill reminder and a 3-month CSV export. Premium unlocks: • Full history across every month • Unlimited bills and reminders • Cloud backup and sync across your devices • Full JSON backup Premium is an auto-renewing monthly subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. An introductory price, where offered, applies to eligible new subscribers for the stated period, then the regular price applies. Manage or cancel any time in your Apple ID Settings. Terms of Use: https://codelectuals-ai.github.io/finBuddy-legal/terms/ Privacy Policy: https://codelectuals-ai.github.io/finBuddy-legal/privacy-policy/

Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. • Two taps to log spending, on iPhone or Apple Watch • See where your money goes with clear insights and trends • Set your own targets for needs, wants and savings • Track subscriptions and bills, with optional reminders • Unusual spending is flagged for you • Search every transaction by name, category or amount • Widgets for the Home Screen, Lock Screen and Apple Watch • Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: “I’ve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than they’re worth. So I’m building the one I want to use, for myself and for anyone who wants the same.”