Travlit vs Valu Jo

Travlit makes it effortless to split travel expenses with your group. No spreadsheets, no "who owes what" messages, no apps that cap you at 3 expenses a day — just simple, fast, and honest expense sharing. HOW IT WORKS Create a trip, share an invite code, and log expenses as you go. Travlit calculates in real time who owes what, then generates the shortest repayment plan to settle up at the end of your trip. JOIN IN 10 SECONDS Share a code or a link — friends join the trip without creating an account, no email, no password. Everyone sees expenses live on their own phone. EVERY CURRENCY, EVERYWHERE Log expenses in any currency. Travlit converts them automatically at the current exchange rate, even offline. KEY FEATURES • Real-time balances — see at a glance who owes and who is owed • Minimal repayment plan — fewest transfers to settle everything • Multi-currency — EUR, USD, GBP, JPY and many more • Code-based invites — join a trip in 10 seconds, no sign-up required • Full history — every addition, edit or deletion is tracked • 8 languages available • Works on iPhone and iPad WHO IS IT FOR? Friend groups, families, couples and colleagues travelling together. Weekend trips, summer holidays or long stays abroad — Travlit keeps track of everything so you can focus on the journey. PRIVACY No email address required. Your account is created locally with no personal data collected. FREE, WITH HONEST PRICING • Free: 1 active trip for 2 months • Extra Trip (€0.99): one additional trip, one-time payment • Unlimited (€2.99): unlimited trips, no expiry, paid once

Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.