WallyLedger vs Moniy

WallyLedger WallyLedger is a private, offline-first personal finance app for iPhone, iPad, and Mac. Track accounts, budgets, savings goals, and recurring transactions while keeping your financial data entirely under your control. Your data stays on your device and in your private iCloud account — never on someone else’s server. No sign-up. No ads. No tracking. FEATURES • Multiple accounts — checking, savings, credit cards, cash, investments • Categorised transactions with tags, notes, and receipts • Budgets with rollover support • Recurring and scheduled transactions • Savings goals with progress tracking • Cashflow forecasts and spending insights • Credit, debt, and mortgage tracking • CSV export • Fully offline with optional iCloud sync PRIVACY FIRST WallyLedger is built with privacy by design. Your financial data is stored locally and synced through your private iCloud (CloudKit) database. We do not operate servers that store or process your financial information. • No analytics • No advertising SDKs • No trackers • No account required FREE The free version includes: • Up to 3 accounts • Up to 2 budgets • Up to 3 savings goals • Up to 3 recurring transactions • Up to 60 transactions per month • Full manual transaction tracking and reporting PREMIUM Unlock the complete WallyLedger experience: • Unlimited accounts, categories, budgets, goals, and recurring transactions • Advanced cashflow forecasts and charts • Subscription, credit, debt, and mortgage tracking • Receipt attachments and scanning • Action and notification history • Full CSV export Premium is available as: • Monthly subscription — $6.99 • Annual subscription — $59.99 • Founders Lifetime purchase — $99.99 at launch Monthly and annual plans include a 7-day free trial for eligible new subscribers. Family Sharing is supported. REQUIREMENTS • iOS 18, iPadOS 18, or macOS 15 or later • iCloud account optional for sync across devices Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.apple.com/legal/macapps/stdeula/

People decide in just a few seconds whether to download an app. Moniy helps you take control of your finances with a clean, fast, and powerful budgeting experience. Track every expense, plan your budget, monitor subscriptions, manage debt, build savings goals, and grow your net worth—all in one place. Features Track Every Expense Know exactly where your money goes. • Expense tracking • Income tracking • Multiple accounts • Categories & tags • Notes • Search & filters Budget Smarter Create budgets that actually help you save. • Monthly budgets • Category budgets • Spending progress • Budget insights • Budget rollover Subscription Tracker Never forget another renewal. • Subscription reminders • Upcoming payments • Monthly subscription overview • Annual subscription cost • Renewal calendar Savings Goals Turn your goals into reality. • Saving goals • Progress tracking • Target dates • Contribution history • Goal completion Asset & Net Worth Tracker See your complete financial picture. Track: • Cash • Bank accounts • Credit cards • Investments • Crypto • Assets Watch your net worth grow over time. Debt Tracker Stay on top of every debt. • Loans • Credit cards • Debt progress • Remaining balance • Payment history Bills & Recurring Transactions Stay organized. • Recurring income • Recurring expenses • Bill reminders • Upcoming payments Powerful Insights Understand your spending habits. • Spending trends • Monthly reports • Category breakdown • Cash flow • Financial overview Beautiful Widgets Keep your finances on your Home Screen. • Budget widget • Spending widget • Savings widget • Subscription widget • Net worth widget Designed for Everyday Life • Fast & simple • Beautiful design • Private by default • Powerful yet easy to use • Works offline Take control of your money today with Moniy and make smarter financial decisions every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicy-principle-93b.notion.site/Privacy-Policy-for-Moniy-3b3d0a8e58cb80b39605fac3b6819607?pvs=73