Closer vs Masareefi

Everything you own, in one number. Then a plan to grow it. Closer shows your entire financial picture: savings, investments, pensions, property, crypto and debts. All as a single figure, telling you exactly what it takes each month to reach the number you're aiming for. No bank connection. No account. No subscription. HOW IT WORKS 1. Set your goal — retirement, a house deposit, your FIRE number 2. Add what you own and what you owe 3. See what it takes each month, and watch it happen TRACK EVERYTHING - Savings, cash and current accounts - Stocks with live prices - Crypto with live prices - Workplace pensions and SIPPs - ISAs, funds and ETFs - Property and vehicles - Mortgages, loans and credit cards A PLAN, NOT JUST A NUMBER Most trackers tell you where you are. Closer tells you what to do about it. - See the monthly amount that reaches your goal on time - Drag to see what a different amount would mean - If there's a gap, see exactly how big it is - Project when you could stop working, year by year UK ALLOWANCES - See what's left of your ISA allowance this tax year - Track pension contributions against your annual allowance - Know how many days remain before 5 April SEE WHAT ACTUALLY MOVED IT Contributions, market growth, and assets added or removed — split out, so you know whether you earned it or saved it. YOUR DATA STAYS ON YOUR PHONE - No account to create - No bank connection, so nothing to breach - Balances and history never leave your device - Face ID lock and privacy mode, both free WIDGETS AND APPLE WATCH - Home screen and lock screen widgets - Apple Watch app with goal progress CLOSER PRO — ONE PAYMENT, FOREVER No subscription. No monthly fee. - Multiple goals, each tracking its own assets - ISA and pension allowance tracking - See what moved your net worth - Medium home screen widget - Export everything as CSV Built by an indie developer in the UK.

Masareefi is the beautifully simple expense tracker and budget planner for iPhone, iPad, and Mac. Track every expense in seconds, set budgets, scan receipts, and see exactly where your money goes — private, on-device, and ad-free. WHY MASAREEFI • Lightning-fast one-tap entry — category, amount, done • 100% private — your data stays on your device and your iCloud. No accounts, no ads, no tracking, ever • Works offline and syncs across all your Apple devices TRACK & BUDGET • Multiple wallets, each with its own currency and balance • Budgets with progress bars and smart alerts at 80% and 100% • Recurring transactions — daily, weekly, monthly, yearly • Savings goals with progress rings BILLS, DEBTS & SPLITS • Bill reminders so you never miss a payment • Debt ledger — track what you owe and what you're owed • Split bills with friends, with auto-created IOUs RECEIPTS & REPORTS • Scan receipts with your camera — on-device OCR, nothing leaves your phone • Monthly PDF reports with charts and full transaction tables • CSV export and import — your data is always yours MADE FOR APPLE • Home-screen widgets — today's spend and this month's progress • Siri Shortcuts — "Log a 25 coffee" • Face ID lock • Light and dark mode with six accent colors • Full bilingual English and Arabic with complete right-to-left support Take control of your money — beautifully, privately, in your language.