Closer vs WealthTrack

Everything you own, in one number. Then a plan to grow it. Closer shows your entire financial picture: savings, investments, pensions, property, crypto and debts. All as a single figure, telling you exactly what it takes each month to reach the number you're aiming for. No bank connection. No account. No subscription. HOW IT WORKS 1. Set your goal — retirement, a house deposit, your FIRE number 2. Add what you own and what you owe 3. See what it takes each month, and watch it happen TRACK EVERYTHING - Savings, cash and current accounts - Stocks with live prices - Crypto with live prices - Workplace pensions and SIPPs - ISAs, funds and ETFs - Property and vehicles - Mortgages, loans and credit cards A PLAN, NOT JUST A NUMBER Most trackers tell you where you are. Closer tells you what to do about it. - See the monthly amount that reaches your goal on time - Drag to see what a different amount would mean - If there's a gap, see exactly how big it is - Project when you could stop working, year by year UK ALLOWANCES - See what's left of your ISA allowance this tax year - Track pension contributions against your annual allowance - Know how many days remain before 5 April SEE WHAT ACTUALLY MOVED IT Contributions, market growth, and assets added or removed — split out, so you know whether you earned it or saved it. YOUR DATA STAYS ON YOUR PHONE - No account to create - No bank connection, so nothing to breach - Balances and history never leave your device - Face ID lock and privacy mode, both free WIDGETS AND APPLE WATCH - Home screen and lock screen widgets - Apple Watch app with goal progress CLOSER PRO — ONE PAYMENT, FOREVER No subscription. No monthly fee. - Multiple goals, each tracking its own assets - ISA and pension allowance tracking - See what moved your net worth - Medium home screen widget - Export everything as CSV Built by an indie developer in the UK.

WealthTrack pulls every account, investment and asset into a single net-worth view that lives entirely on your device. No bank linking, no transaction feeds, no ads. Just a clear picture of everything you own and owe — and where it's headed. EVERYTHING IN ONE PLACE • Current accounts, savings, ISAs and pensions • Stocks, crypto and other investments • Property, vehicles and other assets • Credit cards, loans and mortgages • Custom item types for anything else ALWAYS UP TO DATE • Quick-add a new value with one tap • Bulk-update everything in seconds • Charts show net worth, asset mix, and trends over any period • Smart insights highlight your best and worst performers PLAN AHEAD • Build "what if" projection scenarios • Model contributions, withdrawals, growth and inflation • See where you'll be in 5, 10, 25 years • Compare projections against your actual progress PRIVATE BY DESIGN • All data stays on your device — encrypted in iOS app sandbox • No bank logins, no broker linking, no data sharing • No third-party analytics, no advertising • Optional Face ID / Touch ID to keep the app locked PRO FEATURES • Unlimited items and projections • Customisable dashboard • CSV export and import • Asset/liability chart overlays • Allocation mode toggle (asset / liability / net) • Custom item types PRICING • Pro Yearly: £24.99/year (with 7-day free trial) • Pro Monthly: £2.99/month • Free tier: 10 items, 1 projection — perfect for getting started WealthTrack is built in the UK by an independent developer. No venture capital, no growth team, no growth hacks. Just an app that does the thing it says on the tin. Questions or feedback? Tap "Contact support" in Settings. We read everything.