Pledgr vs Spending tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Pledgr
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Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud. LOG IN SECONDS β’ Add expenses, income, and transfers with a few taps β’ Categories with clean, colorful icons β plus your own custom categories β’ Tags, notes, and photo receipts for deeper organization β’ Pick the account you paid with: cash, bank, credit card SEE WHERE MONEY GOES β’ Cash-flow summary the moment you open the app β’ Weekly, monthly, yearly, and custom analysis β’ Spending trends, day-wise charts, and category breakdowns β’ Payment-mode analysis and summary statistics β’ Export any period to CSV STAY ON BUDGET β’ Monthly and annual budgets with progress you can read at a glance β’ A daily budget target that keeps you honest β’ Optional budget alerts before you cross the line EVERYTHING ELSE YOU NEED β’ Accounts with balances and privacy masking β’ Scheduled transactions with reminders for recurring bills β’ Debts β track money you lent or borrowed, with due dates β’ Home-screen widget for today's spending β’ Spotlight search of your transactions β’ Daily reminder so logging becomes a habit β’ App lock with Face ID β’ JSON backup export and restore β your data is portable, always PRIVATE BY DESIGN β’ No account and no Pledgr server β there is nothing to sign up for β’ Your financial data stays on device and in your private iCloud database β’ The free app shows a small banner ad; your financial data is never shared with advertisers Pledgr is built for one thing: making it effortless to know where your money goes β while making sure nobody else does.
Spending tracker
Easily track your expenses, organize spending by category, and monitor recurring subscriptions. Understand your financial habits with clear statistics and make better decisions to protect your savings.
- Fast expense logging
- Categorize spending
- Track recurring subscriptions
- Daily budget view
- Customizable categories
- Multiple wallet management
- Spending statistics
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Budgy helps you take control of your spending without the complexity. Log every expense in seconds, organize your money by category, track recurring subscriptions, and clearly see where your budget goes. Designed for everyday use, Budgy combines a modern iOS experience, fast expense entry, and useful statistics to help you understand your habits, protect your savings, and make better financial decisions. Track expenses in seconds Add an amount, date, category, note, and wallet. Budgy keeps your spending history clear, organized, and easy to review. See your budget day by day The built-in calendar lets you browse your expenses by date, with a daily total that makes your spending easy to understand. Organize your money with categories Groceries, restaurants, transport, subscriptions, housing, health, shopping, travel, and more. Use the default categories or create your own with custom icons and colors. Manage multiple wallets Separate accounts, cards, budgets, or currencies with dedicated wallets. Perfect for personal spending, travel, or different money goals. Understand your habits with statistics Review your spending by week, month, or year with clear charts and category breakdowns. Stay ahead of subscriptions Automate recurring expenses such as subscriptions, rent, bills, and regular payments. Build the habit with reminders Enable a daily reminder so you never forget to log todayβs spending. Sync with iCloud Keep your data up to date across your Apple devices with iCloud sync. Budgy is a simple, modern expense tracker for personal finance, wallet management, subscriptions, money tracking, and everyday budget control. Download Budgy today and finally see where your money goes. Terms of Use: https://www.notion.so/Terms-of-uses-Spending-tracker-Budgy-3599e041459a800d9312fca12c847a22 Privacy Policy: https://www.notion.so/Privacy-policies-Spending-tracker-Budgy-3599e041459a80e9975af0aef67f4a40
Screenshots
Verdict
The clearest difference is in-app purchases: Pledgr at none against Spending tracker's 2. Pledgr also leads on iOS requirement (17.0 vs 26.0). Spending tracker's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spending tracker sells 2 in-app purchases, starting at $1.99 per 7 days. Pledgr asks for nothing beyond the download.
Pledgr ships an update every 6 days, Spending tracker weekly. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.
| Parameter | Pledgr | Spending tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 6 days β better | Weekly |
| Ads | Yes | No β better |
| In-app purchases | No β better | Yes |
| Monetization | β | Freemium |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 17.0 β better | 26.0 |
| Further details β not scored | ||
| Size | 10 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | MAD OVER TECHNOLOGY | Benjamin Bleriot |
In-app purchases
Pledgr
No in-app purchases
Spending tracker
- Budgy - Weekly Premium$1.997 Days
- Budgy - Yearly Premium3 Days trial$22.991 Year
Questions
Is Pledgr free?
Is Spending tracker free?
Do Pledgr or Spending tracker have ads?
Which is updated more often, Pledgr or Spending tracker?
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