Comparison

Spendly Expense Tracker vs UPI Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendly Expense Tracker

Features
Read full description

Spendly is a fast and simple expense tracker that helps you stay on budget and understand your spending without unnecessary complexity. Track expenses in seconds Use Quick Add to log income and expenses quickly, so keeping your finances updated feels easy instead of repetitive. See your month clearly Follow your income, expenses, balance, and recent activity from one clean dashboard built to help you understand your money at a glance. Stay ahead of your budget Set monthly budgets by category, monitor what you have left, and catch overspending before it grows into a bigger problem. Understand what changed Review weekly insights, compare periods, and spot patterns in your spending so you can make better decisions with less guesswork. Built for real life Manage recurring transactions, savings goals, reminders, categories, filters, analytics, and backups in one place. Private and flexible Your data stays on your device. No account required. Customize your language, theme, reminders, and choose from global currencies.

About

UPI Tracker

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

Highlights
  • Automatic UPI expense tracking
  • Spending summaries (daily, weekly, monthly, yearly)
  • Smart spending insights and analytics
  • Expense categorization
  • Transaction search
  • Charts and spending reports
  • Privacy-first design
Features
Read full description

UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expensesβ€”all while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: β€’ Automatic UPI expense tracking using Apple Shortcuts β€’ View daily, weekly, monthly, and yearly spending summaries β€’ Smart spending insights and analytics β€’ Expense categorization and breakdowns β€’ Search transactions quickly β€’ Beautiful charts and spending reports β€’ Privacy-first design β€” your data stays on your device β€’ Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.

Screenshots

Spendly Expense Tracker4 screens
UPI Tracker3 screens

Verdict

The call

The clearest difference is update cadence: Spendly Expense Tracker at every 2 days against UPI Tracker's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spendly Expense Tracker ships an update every 2 days, UPI Tracker monthly. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

Scorecard1 real difference Β· 7 level
Spendly Expense Tracker versus UPI Tracker: the parameters behind the verdict, then further details
ParameterSpendly Expense TrackerUPI Tracker
PriceFreeFree
Positive reviewsβ€”50.0% of reviews
Update frequencyEvery 2 days β€” betterMonthly
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617 β€” better
Further details β€” not scored
Size2 MB16 MB
Age rating12+4+
DeveloperAgustin RossiAnand Amar

In-app purchases

None

Spendly Expense Tracker

No in-app purchases

None

UPI Tracker

No in-app purchases

Questions

Is Spendly Expense Tracker free?
Spendly Expense Tracker is free to download, with no in-app purchases.
Is UPI Tracker free?
UPI Tracker is free to download, with no in-app purchases.
Do Spendly Expense Tracker or UPI Tracker have ads?
Neither Spendly Expense Tracker nor UPI Tracker shows ads.
Which is updated more often, Spendly Expense Tracker or UPI Tracker?
Spendly Expense Tracker ships an update every 2 days, and UPI Tracker monthly. Most recently, Spendly Expense Tracker was updated on October 5, 2026 and UPI Tracker on October 12, 2026.

Other comparisons