Comparison

Expenses & Subscriptions vs SplitHome

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expenses & Subscriptions

Features
Read full description

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES โ€ข Subscription hub with automatic logos, monthly total and upcoming renewals. โ€ข Personal and shared expenses, with your real share calculated automatically. โ€ข Financings with installments, remaining debt and next charges. โ€ข Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. โ€ข Hypothetical scenarios to simulate raises, moving houses or new expenses. โ€ข Dashboard with alerts, category radar and monthly/yearly breakdown. โ€ข Calendar with upcoming charges and filters. โ€ข Import and export your full data as CSV (no lock-in). โ€ข Multi-select with bulk archive/delete and Undo. โ€ข Payment methods, colors and full personalization. PRIVACY โ€ข No account, no sign-up, no external servers. โ€ข Data never leaves your iPhone except to the iCloud Drive folder you choose. โ€ข No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

About

SplitHome

Features
Read full description

Stop chasing roommates for money. SplitHome is the bill splitting app built specifically for shared households โ€” track bills, split fairly, and pay with one tap. HOW IT WORKS Create your household, share a join code with roommates, and add your bills. SplitHome splits everything fairly and lets everyone pay with one tap via Venmo, Cash App, or PayPal. BUILT FOR REAL HOUSEHOLDS - Split rent, utilities, internet, groceries, and more - Choose exactly who splits each bill โ€” not everyone pays for everything - One-tap payments via Venmo, Cash App, and PayPal - Mark bills as paid instantly - Recurring bills auto-generate every month - Unlimited roommates and bills, completely free YOUR HOUSEHOLD, YOUR RULES - Admin controls who can add and edit bills - Transfer admin role anytime - Join with a simple 6-character code - Per-bill member selection โ€” exclude roommates from bills they don't share - Set your preferred payment app once, use it everywhere SPLITHOME PRO โ€” $2.99/MONTH Upgrade for automated bill collection: - Automatic payment reminders sent 3 days and 1 day before bills are due - One-tap manual reminder button - Bill increase alerts when costs jump 10% or more - Shame Mode โ€” escalating emoji reminders for consistently late payers Any household member can subscribe, and Pro unlocks for the whole household. Free to download. Free to use for unlimited bills and roommates. Upgrade anytime.

Screenshots

Expenses & Subscriptions4 screens
SplitHome4 screens

Verdict

The call

The clearest difference is in-app purchases: Expenses & Subscriptions at none against SplitHome's 1. Expenses & Subscriptions also leads on update cadence (every 5 days vs every 11 days). SplitHome's advantage is iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SplitHome sells 1 in-app purchase, starting at $2.99 per month. Expenses & Subscriptions asks for nothing beyond the download.

UpkeepUpdate frequency

Expenses & Subscriptions ships an update every 5 days, SplitHome every 11 days. The most recent releases landed on October 12, 2026 and October 4, 2026 respectively.

Scorecard3 real differences ยท 3 level
Expenses & Subscriptions versus SplitHome: the parameters behind the verdict, then further details
ParameterExpenses & SubscriptionsSplitHome
PriceFreeFree
Update frequencyEvery 5 days โ€” betterEvery 11 days
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS26.015.1 โ€” better
Further details โ€” not scored
Size19 MB40 MB
Age rating4+4+
DeveloperBlas Orti MoyaConley Miller

In-app purchases

None

Expenses & Subscriptions

No in-app purchases

1 purchases

SplitHome

Subscriptions1
  • SplitHome Pro$2.991 Month

Questions

Is Expenses & Subscriptions free?
Expenses & Subscriptions is free to download, with no in-app purchases.
Is SplitHome free?
SplitHome is free to download, with in-app purchases available.
Do Expenses & Subscriptions or SplitHome have ads?
Neither Expenses & Subscriptions nor SplitHome shows ads.
Which is updated more often, Expenses & Subscriptions or SplitHome?
Expenses & Subscriptions ships an update every 5 days, and SplitHome every 11 days. Most recently, Expenses & Subscriptions was updated on October 12, 2026 and SplitHome on October 4, 2026.

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