Tipid App vs Money Bear
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tipid App
This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.
- Log expenses with AI categorization
- Set budgets and savings goals
- Track utang and money owed
- Offline and private data storage
- Cashflow forecasting
- Apple Watch app and widgets
Read full descriptionHide full description
Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!
Money Bear
Read full descriptionHide full description
Take control of your money with Money Bear — a clean, powerful personal finance app that helps you track every expense, plan smart budgets, and reach your savings goals faster. Whether you're tracking daily coffee spend, planning a big trip, paying down debt, or just trying to save a little more each month, Money Bear gives you the tools to see exactly where your money goes and where it should go next. KEY FEATURES Expense and Income Tracking - Log transactions in seconds with a built-in calculator - Attach photos of receipts - Add notes, labels, and tags to any transaction - Search across your entire history with powerful filters - Recurring transactions: daily, weekly, monthly, and more Budgets That Actually Help - Weekly, monthly, quarterly, or yearly budgets - Budget by category, wallet, or both - Real-time progress so you never overspend - Alerts when you're close to or over your limit Multi-Wallet Support - Track cash, bank accounts, credit cards, and more - Set a different currency per wallet - Transfer between wallets with optional fees - Share wallets with family for joint tracking Savings Goals - Set goals for vacations, gadgets, and emergency funds - Track contributions and see progress clearly - Deadline reminders to stay on pace Beautiful Statistics - Daily, weekly, monthly, and yearly views - Income vs expense charts - Category breakdown with pie and bar charts - Trend analysis across periods Calendar View - See transactions day by day on a monthly calendar - Quickly spot heavy spending days - Tap any day for a full breakdown Smart Organization - Custom categories with icons and colors - Labels to tag transactions (Want, Need, Savings, Family) - Quick-add templates for common transactions - Auto rules to categorize transactions automatically Export and Reports - Export to CSV, Excel (XLSX), or PDF - Filter by date range, category, or wallet - Useful for taxes, reimbursements, or financial planning Multi-Currency - Support for 100+ currencies - Live exchange rates - Built-in currency converter - Loan calculator with amortization schedule Privacy and Security - Biometric app lock (fingerprint or face ID) - Data is encrypted and securely synced via Firebase - No ads in premium version; optional ads in free version Looks Great Everywhere - Modern design with light and dark themes - Customizable category colors - Home screen widgets for balance and monthly summary Available in 20+ languages - English, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Turkish, Arabic, Chinese, Japanese, Korean, Thai, Vietnamese, Indonesian, Malay, Filipino, Khmer, and more Download Money Bear today and start building better financial habits. — — — SUBSCRIPTION INFORMATION Money Bear offers an optional auto-renewing Pro subscription: - Monthly Pro: priced as displayed in the app - Yearly Pro: priced as displayed in the app Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscription in your Apple ID account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://eprojectskh.blogspot.com/2026/04/easy-money-tracker-privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Tipid App at none against Money Bear's 3. Tipid App also leads on ads (none vs shown). Money Bear's advantage is update cadence (every 3 days vs every 8 days). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Bear sells 3 in-app purchases, starting at $2.99 per month. Tipid App asks for nothing beyond the download.
Tipid App ships an update every 8 days, Money Bear every 3 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Tipid App | Money Bear |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 8 days | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Requires iOS | 17.0 | 17 |
| Further details — not scored | ||
| Size | 8 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Cyrus David Pastelero | Vivorth San |
In-app purchases
Tipid App
No in-app purchases
Money Bear
- Premium$2.991 Month
- Premium$22.991 Year
- Premium$39.99









