Tipid App vs BRE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tipid App
This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.
- Log expenses with AI categorization
- Set budgets and savings goals
- Track utang and money owed
- Offline and private data storage
- Cashflow forecasting
- Apple Watch app and widgets
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Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!
BRE
This app helps users plan and build their dream homes by offering access to resources and guidance. It provides monthly and lifetime subscription options for comprehensive planning tools and support.
- Home building planning
- Financial guidance
- Monthly subscription
- Lifetime access option
- Subscription management
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Start Your Journey Today Your dream home is possible. Start building your future with BRE. Subscription Details • BRE Monthly Access – ₱99 per month, auto-renewable subscription. • BRE Lifetime Access – one-time purchase. • Payment is charged to your Apple ID account at confirmation of purchase. • The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. • You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://savingsbre.online/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Tipid App at none against BRE's 1. Tipid App also leads on update cadence (every 8 days vs every 5 weeks). BRE's advantage is iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BRE sells 1 one-off in-app purchase. Tipid App asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Tipid App against 5.0 for BRE. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Tipid App ships an update every 8 days, BRE every 5 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Tipid App | BRE |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Every 8 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 8 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Cyrus David Pastelero | Rafael Joe Taduran |
In-app purchases
Tipid App
No in-app purchases
BRE
- BRE Lifetime Access$14.99








