Tipid App vs Finchie

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!

Take control of your finances with Finchie. Finchie helps you track expenses, manage budgets and wallets, monitor investments, scan receipts, track debt, and better understand your money with personalized financial insights. Whether you're managing everyday spending, building better financial habits, paying off debt, or tracking your portfolio, Finchie makes personal finance simple and accessible. FEATURES • Expense Tracking Record and organize your spending with an easy-to-use expense tracker. • Budget Tracking Create budgets, track your spending progress, and stay on top of your financial goals. • Wallet Management Organize your money across different wallets and keep track of your balances in one place. • Debt Tracking Keep track of money you owe, monitor outstanding debt, and stay aware of your repayments. • Receipt Scanner Scan receipts and let Finchie automatically extract and organize transaction details. • Portfolio Tracking Monitor your investments and view your portfolio performance in one place. • Financial Insights Understand your spending, portfolio, and financial habits with personalized AI-powered insights. • Multiple Currencies Track your finances across different currencies with automatic conversions. • Privacy First Your financial data stays protected with secure account management and authentication. Start building better money habits with Finchie today. Terms of Use: https://finchieapp.com/en/terms Privacy Policy: https://finchieapp.com/en/privacy