Tipid App vs TipDeck

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!

What did you actually make last night? TipDeck adds up the night — cash tips, card tips, tip-out paid, hours — and gives you the one number a pile of cash on the bed cannot: what you really made per hour. One payment. No ads, no account, no subscription. LOG A SHIFT IN ABOUT FIFTEEN SECONDS Open, tap, four numbers, save. The date is already today, and yesterday is one tap away. Sales, a note, who you tipped out and noncash tips are folded away under More details until you want them. YOUR REAL HOURLY — NOT YOUR TIP TOTAL Tips, minus what you tipped out, plus your base wage, over the hours you actually worked. Add your base wage and TipDeck shows your real hourly. Leave it out and it shows what you made from tips and says so, on every screen. It never passes one off as the other. THE WEEK, THE MONTH, THE YEAR A seven-bar week strip and this week's tips on the home screen. A month grid where every worked day carries a bar, so the month reads as a shape before you read a single number. Rollups for the week, the month and the year: earnings, tips received, tip-out paid, hours, hourly. FIND YOUR BEST NIGHTS Cash versus card. Your hourly by night of the week. Year against last year, compared like for like. Bars only, always from zero, every chart stating its period and how many shifts it rests on. No trend arrows, no scores, no cheerleading. THE DAILY RECORD Keeps the daily record of your tips, shift by shift, with the date you entered it. Cash and card broken out separately. Tip-out paid on its own line, never quietly netted away. Export a dated, printable PDF laid out for a tax preparer. TipDeck is a record-keeping tool, not tax advice. Every amount shown is one you entered yourself. Ask a tax professional what applies to you. TipDeck is not affiliated with, endorsed by, or approved by the IRS or the U.S. Department of the Treasury. YOUR DATA IS YOURS Export your own entries to CSV — free, forever, unlock or no unlock. There is no account to make, no server to sync to, and no analytics or advertising code in the app at all. Nothing you type leaves your phone unless you hand it to something yourself. WHAT THE UNLOCK COSTS, PLAINLY One payment. You pay it once, not every year. Your first three shifts save before the unlock appears. After that the unlock keeps you logging, opens the analysis section, and adds the dated PDF record. Viewing, editing and deleting everything you already entered stays open either way — and so does CSV export. BUILT FOR PEOPLE WHO WORK FOR TIPS Servers, bartenders, baristas, hosts, bussers, valets, delivery drivers, stylists, dealers — anyone whose pay arrives in pieces. Works offline. Dynamic Type and VoiceOver throughout, including the charts. English, Spanish and French.