Comparison

Ampaly vs Spent

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Ampaly

Features
Read full description

Take control of your budget with clarity, confidence, and a forward-looking view. Ampaly is a local-first budgeting app built to help you understand where your money is today and where it is headed next. Instead of only looking at past spending, Ampaly helps you plan ahead by forecasting your finances across the coming days, weeks, months, and year. Create your accounts, enter your balances manually, and organize one-time or recurring transactions to build a clear picture of your future cash flow. Whether you want to prepare for rent, salary payments, subscriptions, loan payments, transfers, or irregular expenses, Ampaly helps you anticipate what is coming before it happens. Ampaly is designed for people who want a simple, private, and intentional way to manage their money. There is no bank connection, no account to create, and no need to share sensitive financial credentials. Your data stays on your device, under your control. With Ampaly, you can: โ€ข Track account balances manually Keep your finances organized by managing balances across one or more accounts in a simple and flexible way. โ€ข Forecast your financial future Visualize how your balances are expected to evolve over time based on planned income, expenses, and transfers. โ€ข Plan one-time and recurring transactions Add transactions that happen once or repeat on a schedule, so your budget reflects real life more accurately. โ€ข See upcoming and completed operations in a calendar Understand what is ahead at a glance and review what has already been marked as completed. โ€ข Manage multiple accounts with confidence Follow the impact of transfers and recurring operations across all of your accounts in one place. โ€ข Personalize the app to match your preferences Choose your currency, language, theme, and week settings for a setup that feels natural to you. โ€ข Export and import your data Create backups, move your data between devices, or restore your information when needed. Why choose Ampaly? โ€ข Local-first by design Your budgeting data is stored on your device. โ€ข No account required Start using the app without creating an account or signing in. โ€ข Privacy-focused Ampaly does not connect to your bank and does not require access to your banking credentials. โ€ข Built for planning Ampaly is not just for recording the past. It helps you prepare for the future. Ampaly is ideal if you want to: โ€ข plan monthly spending with more confidence โ€ข prepare for recurring bills and subscriptions โ€ข anticipate salary, transfers, and large expenses โ€ข track balances across multiple accounts โ€ข keep your financial data private โ€ข use a budgeting app that stays simple and intentional If you want a clearer view of your financial future without giving up control of your personal data, Ampaly gives you the tools to plan ahead with confidence. Support: https://ampaly.com/en/support/ Terms of Use (EULA): https://ampaly.com/en/terms-of-service/ Privacy Policy: https://ampaly.com/en/privacy-policy/

About

Spent

Features
Read full description

Meet Spent โ€” the AI expense tracker that logs your spending in seconds. Just say it out loud or snap a receipt, and Spent captures the amount, category, and date for you. No endless forms, no fuss. Most money apps make tracking a chore. Spent makes it feel effortless โ€” so you actually stick with it. WHY YOU'LL LOVE SPENT - Speak to track โ€” Say "12 on lunch" and it's logged instantly. The fastest way to record an expense. - Scan any receipt โ€” Snap a photo and AI pulls out the total, merchant, and date automatically. - Or just tap โ€” Prefer to type? Quick-add an expense in a couple of taps. - See where it goes โ€” Clean charts and a month calendar show your spending at a glance. - Budgets that stick โ€” Set budgets by category and stay ahead before you overspend. - Any currency โ€” Traveling or earning abroad? Track in your currency with automatic conversion. - Your categories โ€” Tailor categories to match how you really spend. - Gentle reminders โ€” Stay on top of logging and reviewing your money. - Export anytime โ€” Send your history to CSV whenever you need it. PRIVATE BY DESIGN Spent works fully offline and keeps your data on your device first. No account needed to start. No bank connections. No selling your data โ€” ever. BEAUTIFULLY SIMPLE Native, fast, and calm. Just the tools you need to understand your money, with none of the clutter. Download Spent and take control of your spending โ€” one word, one receipt, one tap at a time. Spent requires a paid subscription to unlock unlimited logs. New members start with a free trial. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://khamidjon.github.io/spent-landing-page/privacypolicy/

Screenshots

Ampaly4 screens
Spent4 screens

Verdict

The call

The clearest difference is update cadence: Spent at every 5 days against Ampaly's every 2 weeks. Ampaly's advantage is iOS requirement (15.1 vs 26.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Ampaly sells 2 in-app purchases, starting at $1.99 per month and Spent sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Ampaly ships an update every 2 weeks, Spent every 5 days. The most recent releases landed on October 16, 2026 and October 23, 2026 respectively.

Scorecard2 real differences ยท 4 level
Ampaly versus Spent: the parameters behind the verdict, then further details
ParameterAmpalySpent
PriceFreeFree
Update frequencyEvery 2 weeksEvery 5 days โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better26.4
Further details โ€” not scored
Size37 MB28 MB
Age rating4+9+
DeveloperLaurent LivetKhamidjon Egamov

In-app purchases

2 purchases

Ampaly

Subscriptions2
  • Ampaly Be$1.991 Month
  • Ampaly Be$3.996 Months
3 purchases

Spent

Subscriptions3
  • Weekly Premium$4.997 Days
  • Monthly Premium$9.991 Month
  • Annual Premium7 Days trial$39.991 Year

Questions

Is Ampaly free?
Ampaly is free to download, with in-app purchases available.
Is Spent free?
Spent is free to download, with in-app purchases available.
Do Ampaly or Spent have ads?
Neither Ampaly nor Spent shows ads.
Which is updated more often, Ampaly or Spent?
Ampaly ships an update every 2 weeks, and Spent every 5 days. Most recently, Ampaly was updated on October 16, 2026 and Spent on October 23, 2026.

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