Budget AI vs Zeroed
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget AI
Read full descriptionHide full description
Take control of your personal finance with Budget AI, the ultimate AI-powered expense tracker and smart money manager. Whether you want to track daily spending, build a monthly budget, or chat with a personal AI financial assistant, Budget AI combines all the tools you need into one beautiful, secure digital wallet. Say goodbye to manual spreadsheet logs and complex financial jargon. Budget AI helps you monitor your cash flow, save money, and achieve financial freedom with real-time insights. SMART AI CHATBOT & FINANCIAL ASSISTANT Get instant answers to your financial questions. Our built-in AI chatbot acts as your personal money manager. • Log transactions naturally just by chatting (e.g., "I spent $15 on lunch"). • Ask for personalized budget advice and saving tips. • Get smart analysis on your monthly spending habits. PRECISION EXPENSE LOG & TRANSACTION TRACKER Keep a flawless record of where your money goes. • Quickly log income, daily expenses, and bills in seconds. • Categorize transactions cleanly with a visual spending tracker. • Monitor your cash flow with elegant, easy-to-read charts and graphs. CUSTOM MONTHLY BUDGET PLANNER Stop overspending and start saving with proactive budget management. • Create custom monthly budgets for groceries, entertainment, utilities, and more. • Receive real-time alerts when you approach your budget limits. • Track your historical budget trends to optimize your wallet over time. GLOBAL CURRENCY CONVERTER Perfect for expats, travelers, and freelancers managing international money. • Access a built-in currency converter with real-time exchange rates. • Manage transactions and accounts in multiple global currencies simultaneously. • Seamlessly track international expenses without manual calculations. SECURE, PRIVATE & MULTI-ACCOUNT MANAGEMENT Your financial data is your business. Budget AI is built with privacy and security at its core. Manage multiple accounts (Cash, Bank, Credit Cards) in one single dashboard. Keep your expense tracker secure with biometric authentication (Face ID/Touch ID). Premium, high-fidelity UI design built for a seamless user experience. Download Budget AI today and experience the future of personal finance management! Budget AI Premium is an auto-renewable subscription: Weekly – price shown in app Monthly – price shown in app Yearly – price shown in app Payment is charged to your Apple ID at purchase confirmation. The subscription auto-renews unless cancelled at least 24 hours before the current period ends. Manage or cancel in your Apple ID Account Settings. Privacy Policy: https://budgetaisupport.onrender.com/ Terms of Use (EULA): https://docs.google.com/document/d/e/2PACX-1vTxT9LpJvlRggtwOl82TYZtsXjNBNrARsFryigdkX6c6nCbArVSL3iH4zwy0ABSLCw5HMHXwwlO9uI7/pub
Zeroed
Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.
- Envelope budgeting
- Privacy-focused, data stays on device
- Receipt scanner
- Smart bank statement import (CSV, PDF)
- Reports and charts
- Scheduled transactions
- Home-screen widgets
Read full descriptionHide full description
Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.
Screenshots
Verdict
The clearest difference is update cadence: Zeroed at weekly against Budget AI's monthly. Budget AI's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget AI sells 3 in-app purchases, starting at $2.99 per 7 days and Zeroed sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Budget AI ships an update monthly, Zeroed weekly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.
| Parameter | Budget AI | Zeroed |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 137 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | Wixpa LLC | Stillware Ltd |
In-app purchases
Budget AI
- Weekly Premium$2.997 Days
- Monthly Premium$9.991 Month
- Yearly Premium$24.991 Year
Zeroed
- Zeroed - Offline Budget Planner$19.99









