Comparison

Money Tracker vs Settle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Tracker

Features
Read full description

Ever feel like you reach the end of the month without knowing where your money went? Take full control of your personal economy in the fastest, safest, and easiest way possible. Designed to be agile and intuitive, this app allows you to log your transactions instantly, analyze your spending habits, and educate yourself financially without complicated screens or tedious setups. Core Benefits: • Visual Clarity: Understand your financial health at a glance with our automatic proportion charts. • Agility: Log any money coming in or going out with an optimized numeric pad in under 3 seconds. • Organization: Sort your transactions using precise categories (food, transport, education, etc.).

About

Settle

Features
Read full description

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

Screenshots

Money Tracker4 screens
Settle4 screens

Verdict

The call

The clearest difference is in-app purchases: Money Tracker at none against Settle's 2. Settle's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. Money Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Money Tracker ships an update weekly, Settle every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Money Tracker versus Settle: the parameters behind the verdict, then further details
ParameterMoney TrackerSettle
PriceFreeFree
Update frequencyWeeklyEvery 5 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhoneiPhone
Requires iOS16.616.4 — better
Further details — not scored
Size6 MB52 MB
Age rating4+4+
DeveloperDavid Marco Rodriguez TahuaEduard Kovtun

In-app purchases

None

Money Tracker

No in-app purchases

2 purchases

Settle

Subscriptions2
  • Settle Pro Monthly14 Days trial$2.991 Month
  • Settle Pro Annual14 Days trial$17.991 Year

Questions

Is Money Tracker free?
Money Tracker is free to download, with no in-app purchases.
Is Settle free?
Settle is free to download, with in-app purchases available.
Do Money Tracker or Settle have ads?
Money Tracker shows ads; Settle does not.
Which is updated more often, Money Tracker or Settle?
Money Tracker ships an update weekly, and Settle every 5 days. Most recently, Money Tracker was updated on October 24, 2026 and Settle on October 25, 2026.

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