BillOwl vs Subly

BillOwl is the travel expense tracker that does the typing for you. Tell it what you spent — in plain words, with your voice, or by snapping a receipt — and its AI agent turns it into a clean, editable bill in seconds. No spreadsheets, no fiddly forms. Capture any way you like • Type it: "ramen 2840" or "lunch 500, taxi 200, coffee 80" → one card per expense. • Say it: tap the mic and speak; BillOwl transcribes and files it. • Snap it: photograph a receipt and the AI reads the merchant, amount, date, and category. Smart, but never sneaky • The AI recognizes as much as it can and asks when something's unclear. • It never guesses an amount — if a total isn't clear, it asks you. • Nothing is saved until you tap Save. Every card is fully editable. See where your money went • Organize spending into trips, each in its own currency. • Stats break down totals by trip, category, and day. • "Minds" turns a trip into a beautiful hand-drawn timeline of your spending. Yours, across devices • Sign in with Apple or Google. Your trips sync securely so they're there on every device. • Delete any bill, any trip, or your whole account anytime. BillOwl is built for travelers, freelancers, and anyone who wants expense tracking to feel like a quick conversation instead of a chore.

How much are you really spending on subscriptions each month? Subly answers that in one glance — and reminds you before every renewal, so a forgotten trial never becomes a surprise charge again. No bank login. No card linking. Just a calm, private home for every subscription you pay for — from Netflix and Spotify to ChatGPT, iCloud, and 200+ more. WHY SUBLY • See your true monthly and yearly total, updated as you add each service • Get one friendly reminder 3 days before any charge — never at the last second • Snap a bill and let AI fill in the price, billing cycle, and renewal date • Know the real local-currency cost of subscriptions billed in USD or EUR • Follow step-by-step cancel guides for 200+ services when you're ready to let one go CALM BY DESIGN Subly will never guilt-trip you or shout about your spending. It shows you the numbers, clearly, and lets you decide. No ads. No clutter. No dark patterns. PRIVATE BY DEFAULT We don't ask for your bank, your card, or your transaction history — because tracking subscriptions doesn't require any of it. Your data stays yours. EVERYTHING IN ONE PLACE • Home — your month total, next payment, and full subscription list • Calendar — see every renewal across the month at a glance • Insights — where your money goes, by category, with FX impact • Family — share a subscription stack with up to 5 people SUBLY PRO Upgrade for unlimited subscriptions, unlimited Snap & Track, family mode, advanced insights, and every theme. Start with a free trial; cancel anytime. Take back control of your subscriptions — calmly. Download Subly and add your first one in under a minute. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/