Spendrift vs iLekka

Log an expense by saying it out loud. Or let your bank's SMS do it for you. Spendrift is an expense tracker built around getting the transaction in fast because the reason budgeting apps fail is the typing, not the tracking. FOUR WAYS TO CAPTURE Voice Say "spent 400 on groceries with the card" and it's logged: amount, category, and account filled in for you. No forms, no dropdowns. Bank SMS, automatically Set up a Shortcuts automation once, and every bank alert your phone receives turns into a transaction on its own. You never open the app. Messages are redacted on device before anything is processed. Bank statement PDF Drop in a whole statement and get every row back as a transaction. Months of backlog cleared in one go. Receipt photo Point the camera at a receipt, or share one in from anywhere in iOS, and skip the typing entirely. THE TRACKER UNDERNEATH - Expenses and income across multiple accounts, with balances that reflect what you actually log - Month-by-month navigation and history grouped by day, so recent activity stays scannable - Categories and accounts you define, matching how you really spend - Analytics: category charts, daily spending, and weekday patterns PRIVATE BY DEFAULT Your data stays on your device. No account to create, no bank login, no connecting Spendrift to anything. The App Store privacy label says it plainly: this app collects no data. FREE AND PRO Everything above is free: manual entry, unlimited accounts and categories, charts, widgets, Shortcuts. Spendrift Pro unlocks the four AI capture methods: voice, bank SMS auto-import, PDF statement import, and receipt scan. Monthly or one-time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budget—without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. — HOW IT WORKS — Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. — PRIVACY FIRST — Your financial data belongs to you. • Stored in your own iCloud account • No external servers • No account creation required • No ads • No tracking • No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. — FEATURES — Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. — BUILT FOR INDIA — Designed specifically for Indian banking and payment systems. • UPI transactions • Bank SMS alerts • Debit cards • Credit cards • Net banking • Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. — FREE FOR 60 DAYS — Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: • Monthly Subscription • Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ———————————————————————————— SUBSCRIPTION & PRICING • Payment is charged to your Apple ID upon purchase confirmation. • Subscriptions automatically renew unless cancelled at least 24 hours before renewal. • Your account will be charged for renewal within 24 hours before the current subscription period ends. • Manage or cancel subscriptions anytime from Apple ID Settings → Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ———————————————————————————— iLekka. Know your money.