SpendZero vs Skeer

Don't spend. Mint gold. SpendZero turns every no-spend day into a gold coin: watch them pile up in your Coin Vault, fill your year on the Mint Calendar and see what a year of not spending could be worth. Streaks, XP, quests, badges and a living wealth tree make it a game you actually want to win. Doing a no-buy month, a low-buy year or No-Spend January, or just trying to stop impulse buying? SpendZero makes every day you don't spend feel like a win. NEW IN 2.0 • Coin Vault: each sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, brighter on the days you kept more • Savings forecast, all-new charts, and what your savings could buy • Monthly Recap: a story of your month, ready to share • Seal today from your Lock Screen, Dynamic Island, Control Center or Siri • A living wealth tree: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up A GAME YOU WIN BY NOT SPENDING Mark a no-spend day and it's sealed with a gold coin. Your streak ticks up, rewards pop in, and you see how close your next milestone is. • Streaks, with streak freezes that cover you on a rough day • Daily and weekly quests that progress from what you actually do • 25 levels, from Frugal Novice to Wealth King • Badges for 7-, 30-, 100- and 365-day streaks and savings milestones • Challenges like the 30-Day No-Spend Challenge, Coffee Detox Week and seasonal ones like No-Spend January, or make your own GROW YOUR WEALTH TREE Your tree is one of a kind. It grows with every level, hangs gold coins as your savings add up and follows your real day, from sunrise to moonlit nights. Let your streak lapse and it starts to wilt; one no-spend day brings it back. CRUSH IMPULSE BUYS Something sitting in your cart? Log it. Walk away and the money counts as saved, with XP to prove it. Caved? No shame: log it and keep going. Essentials like groceries and transportation don't break your no-spend day. NEVER BREAK THE CHAIN • Interactive widgets: seal today without opening the app • An optional evening countdown on your Lock Screen before the day runs out • "Seal today in SpendZero" with Siri, or one tap in Control Center • A gentle evening check-in, plus a morning reminder if you forgot yesterday PRIVATE BY DESIGN Everything you log stays on your iPhone. No account, no bank login, no ads, no tracking. Available in 33 languages: English, Arabic, Catalan, Chinese (Simplified and Traditional), Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Spanish, Swedish, Thai, Turkish, Ukrainian and Vietnamese. FREE, FOREVER Marking no-spend days, your streak, the Mint Calendar, the Coin Vault, money not spent, levels and your wealth tree. SPENDZERO PRO Challenges, badges, streak freezes, spending insights, quests, the impulse log and export. New users start with a 3-day Pro preview, and the free app keeps working after it. This season's challenge is free while it runs. SUBSCRIPTIONS SpendZero Pro is available weekly, monthly or yearly, or as a one-time lifetime purchase. Monthly and yearly plans may include a 3-day free trial for eligible new subscribers. Prices are shown in the app in your local currency. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gwlabs.app/privacy

Skeer is the calm, no-drama way to budget every euro you earn, inspired by the envelope method, built for how you actually spend money. Stop wondering where your money went. Give every euro a job the moment it hits your account, watch your categories fill up, and know exactly what's safe to spend before you tap your card. WHY PEOPLE SWITCH TO SKEER - Zero-based budgeting - assign 100% of your income to categories, so nothing is ever "unaccounted for." - Unspent money carries over - leftover budget rolls into next month automatically, and past months lock so you can't accidentally mess up your history. - Multiple accounts - checking, savings, and credit cards, with transfers and split transactions handled automatically. - Payees - save who you pay once, then pick them from a list next time. - Recurring transactions - bills and income repeat on schedule so your budget stays accurate without manual entry. - Debt payoff tracking - link a debt to a category, watch the balance drop with every payment, and it disappears from your budget the moment it's paid off. - "Think It Over" list - feel the urge to buy something? Park it here for 24 hours before you decide. Impulse spending, tamed. - Category targets - set a monthly or savings goal per category and get a one-tap "assign the rest" shortcut when you're close. - Bank statement (PDF) import - drop in a PDF and Skeer pulls out the transactions, with duplicate detection so you never import the same purchase twice. - Home Screen widget - add or check spending straight from your Home Screen, no need to open the app. - Face ID / Touch ID lock - your budget, protected. - Built-in support chat - questions get answered right inside the app, no AI chatbot. SKEER PRO Skeer is free for day-to-day budgeting. Upgrade to Skeer Pro for: - Real-time cloud sync between your iPhone and the free Skeer web app - edit on the go, review on your laptop. - Automatic encrypted backup, so switching phones is never scary. - Unlimited PDF bank statement import. - Track your debt. YOUR DATA, YOUR CALL No ads. No selling your data. Delete your account and everything with it, permanently, any time from Settings. Whether you're paying off debt, saving for something specific, or just tired of guessing what's left in your bank account, Skeer gives you the structure to plan your money with confidence - and the flexibility to fix it when life doesn't go as planned. Download Skeer and give every euro a job today. Terms of Use (EULA): https://skeerapp.com/terms/ Privacy Policy: https://skeerapp.com/privacy/