Comparison

SpendZero vs Budget Left

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendZero

This app gamifies saving money by rewarding users for resisting impulse purchases and maintaining no-spend days. It focuses on positive reinforcement and achievement-based progress rather than traditional budgeting restrictions. All data is stored locally for complete privacy.

Highlights
  • Log impulse purchases resisted
  • Earn XP for no-spend days
  • Build and track spending streaks
  • Unlock levels and ranks
  • Complete daily and weekly quests
  • Collect achievement badges
  • Visualize wealth growth
Features
Read full description

Don't spend. Mint gold. SpendZero turns every no-spend day into a gold coin: watch them pile up in your Coin Vault, fill your year on the Mint Calendar and see what a year of not spending could be worth. Streaks, XP, quests, badges and a living wealth tree make it a game you actually want to win. Doing a no-buy month, a low-buy year or No-Spend January, or just trying to stop impulse buying? SpendZero makes every day you don't spend feel like a win. NEW IN 2.0 • Coin Vault: each sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, brighter on the days you kept more • Savings forecast, all-new charts, and what your savings could buy • Monthly Recap: a story of your month, ready to share • Seal today from your Lock Screen, Dynamic Island, Control Center or Siri • A living wealth tree: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up A GAME YOU WIN BY NOT SPENDING Mark a no-spend day and it's sealed with a gold coin. Your streak ticks up, rewards pop in, and you see how close your next milestone is. • Streaks, with streak freezes that cover you on a rough day • Daily and weekly quests that progress from what you actually do • 25 levels, from Frugal Novice to Wealth King • Badges for 7-, 30-, 100- and 365-day streaks and savings milestones • Challenges like the 30-Day No-Spend Challenge, Coffee Detox Week and seasonal ones like No-Spend January, or make your own GROW YOUR WEALTH TREE Your tree is one of a kind. It grows with every level, hangs gold coins as your savings add up and follows your real day, from sunrise to moonlit nights. Let your streak lapse and it starts to wilt; one no-spend day brings it back. CRUSH IMPULSE BUYS Something sitting in your cart? Log it. Walk away and the money counts as saved, with XP to prove it. Caved? No shame: log it and keep going. Essentials like groceries and transportation don't break your no-spend day. NEVER BREAK THE CHAIN • Interactive widgets: seal today without opening the app • An optional evening countdown on your Lock Screen before the day runs out • "Seal today in SpendZero" with Siri, or one tap in Control Center • A gentle evening check-in, plus a morning reminder if you forgot yesterday PRIVATE BY DESIGN Everything you log stays on your iPhone. No account, no bank login, no ads, no tracking. Available in English, Chinese (Simplified and Traditional), Danish, Dutch, Finnish, French, German, Italian, Japanese, Korean, Norwegian, Portuguese, Spanish, Swedish and Turkish. FREE, FOREVER Marking no-spend days, your streak, the Mint Calendar, the Coin Vault, money not spent, levels and your wealth tree. SPENDZERO PRO Challenges, badges, streak freezes, spending insights, quests, the impulse log and export. New users start with a 3-day Pro preview, and the free app keeps working after it. This season's challenge is free while it runs. SUBSCRIPTIONS SpendZero Pro is available weekly, monthly or yearly, or as a one-time lifetime purchase. Monthly and yearly plans may include a 3-day free trial for eligible new subscribers. Prices are shown in the app in your local currency. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gwlabs.app/privacy

About

Budget Left

Read full description

Budget Left is a simple expense tracker that shows how much of your budget remains. Enter what you spend and see your remaining amount, days left and daily spending guide on one screen. WHY BUDGET LEFT • One active budget: set an amount, a month or custom dates, and a currency. • Quick expense entry on the home screen, with optional notes. • Remaining amount, inclusive days left and a daily guide. • Edit or delete entries and record refunds in History. • Keep previous budgets when you start the next one. • Eight currencies: JPY, USD, EUR, KRW, CNY, GBP, CAD and AUD. One currency per budget; no conversion. • Ten interface languages and system dark mode. • No account required; expense recording works offline. The app is free and uses one small home-screen banner. Advertising is hidden while typing or editing. Privacy choices, when required, are available in Settings. Consent or network failures do not prevent recording expenses. The remaining amount is based only on entries you record. It is not your bank balance or a guarantee that you can spend it. Refunds restore your budget; they are not income tracking. Periods do not renew or carry over automatically. Data is saved on your device. OS backups and device transfer may include it, but restoration is not guaranteed. Deleting the app may delete your data. There is no account or cloud restore service.

Screenshots

SpendZero4 screens
Budget Left4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Left at none against SpendZero's 4. Budget Left also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). SpendZero's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendZero sells 4 in-app purchases, starting at $4.99 per 7 days. Budget Left asks for nothing beyond the download.

UpkeepUpdate frequency

SpendZero ships an update weekly, Budget Left every 9 days. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
SpendZero versus Budget Left: the parameters behind the verdict, then further details
ParameterSpendZeroBudget Left
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyWeekly — betterEvery 9 days
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size115 MB22 MB
Age rating4+4+
DeveloperGW Capital Partners LLCDOTNULL Co.,Ltd

In-app purchases

4 purchases

SpendZero

Subscriptions3
  • Weekly$4.997 Days
  • Monthly3 Days trial$7.991 Month
  • SpendZero Pro Yearly3 Days trial$49.991 Year
One-time1
  • SpendZero Pro Lifetime$79.99
None

Budget Left

No in-app purchases

Questions

Is SpendZero free?
SpendZero is free to download, with in-app purchases available.
Is Budget Left free?
Budget Left is free to download, with no in-app purchases.
Do SpendZero or Budget Left have ads?
Budget Left shows ads; SpendZero does not.
Which is updated more often, SpendZero or Budget Left?
SpendZero ships an update weekly, and Budget Left every 9 days. Most recently, SpendZero was updated on October 25, 2026 and Budget Left on October 14, 2026.

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