Scrip vs Settle
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Scrip
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Your Indian stock portfolio. Live. Simple. Private. The fastest, calmest way to track your NSE and BSE holdings ā no ads, no email signup, no analytics. Open the app and the market is already there. WHY INVESTORS LOVE IT Built for Indian markets, not bolted onto a global one. Prices refresh automatically every 15 seconds while NSE and BSE are open. Your total shows in both INR crores and USD millions ā the way Indian investors actually talk about money. WHAT'S INSIDE ⢠Portfolio ā add NSE/BSE holdings, see live value in ā¹ crores and $ millions ⢠Watch List ā keep an eye on stocks you're researching but don't own yet ⢠Live charts ā 1D, 1M, 6M, 1Y, 5Y with volume bars ⢠Indices on every screen ā SENSEX, NIFTY 50, live USD/INR ⢠Stock detail ā market cap, day high/low, previous close, change % ⢠Optional iCloud sync ā your portfolio follows you across iPhone and iPad ⢠Beautifully native ā built in SwiftUI, fast on every supported device PRIVACY BY DESIGN No servers of ours. No analytics. No ads. No third-party SDKs collecting your taps. Your portfolio data lives on your device and in your own iCloud ā never ours. START IN ONE TAP No account required. Tap "Continue without signing in" and you're tracking your first stock in seconds. Sign in with Apple later if you want iCloud sync across devices. DESIGNED FOR INDIA INR crores. Lakh-crore market caps. IST session hours. NSE and BSE listings. Built by an Indian investor, for Indian investors.
Settle
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Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up ā without the awkward math or the awkward reminders. SPLIT ANY EXPENSE ⢠Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. ⢠Snap a photo of the receipt and keep it attached to the expense. ⢠Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND ⢠A clear running balance for every group and every friend. ⢠Understand who owes whom at a glance ā no spreadsheets. ⢠Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY ⢠Record settlements when someone pays you back. ⢠Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD ⢠Fast, clean, and native ā with a polished light and dark theme. ⢠Optional Face ID lock to keep your balances private. ⢠Works smoothly even when your connection drops. PRIVATE BY DESIGN ⢠No ads. No tracking. No selling your data. ⢠Sign in with Apple or Google. ⢠Delete your account and data anytime, right from the app. Settle is a record-keeping tool ā payments happen directly between you and your friends. Download Settle and never chase a balance again.
Screenshots
Verdict
The clearest difference is update cadence: Scrip at every 4 days against Settle's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Scrip ships an update every 4 days, Settle every 2 weeks. The most recent releases landed on October 3, 2026 and September 14, 2026 respectively.
| Parameter | Scrip | Settle |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days ā better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details ā not scored | ||
| Size | 2 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Mukul Arora | Yashvardhan Bhardwaj |
In-app purchases
Scrip
No in-app purchases
Settle
No in-app purchases









