Comparison

Scrip vs Settle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scrip

Features
Read full description

Your Indian stock portfolio. Live. Simple. Private. The fastest, calmest way to track your NSE and BSE holdings — no ads, no email signup, no analytics. Open the app and the market is already there. WHY INVESTORS LOVE IT Built for Indian markets, not bolted onto a global one. Prices refresh automatically every 15 seconds while NSE and BSE are open. Your total shows in both INR crores and USD millions — the way Indian investors actually talk about money. WHAT'S INSIDE • Portfolio — add NSE/BSE holdings, see live value in ₹ crores and $ millions • Watch List — keep an eye on stocks you're researching but don't own yet • Live charts — 1D, 1M, 6M, 1Y, 5Y with volume bars • Indices on every screen — SENSEX, NIFTY 50, live USD/INR • Stock detail — market cap, day high/low, previous close, change % • Optional iCloud sync — your portfolio follows you across iPhone and iPad • Beautifully native — built in SwiftUI, fast on every supported device PRIVACY BY DESIGN No servers of ours. No analytics. No ads. No third-party SDKs collecting your taps. Your portfolio data lives on your device and in your own iCloud — never ours. START IN ONE TAP No account required. Tap "Continue without signing in" and you're tracking your first stock in seconds. Sign in with Apple later if you want iCloud sync across devices. DESIGNED FOR INDIA INR crores. Lakh-crore market caps. IST session hours. NSE and BSE listings. Built by an Indian investor, for Indian investors.

About

Settle

Features
Read full description

Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up — without the awkward math or the awkward reminders. SPLIT ANY EXPENSE • Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. • Snap a photo of the receipt and keep it attached to the expense. • Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND • A clear running balance for every group and every friend. • Understand who owes whom at a glance — no spreadsheets. • Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY • Record settlements when someone pays you back. • Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD • Fast, clean, and native — with a polished light and dark theme. • Optional Face ID lock to keep your balances private. • Works smoothly even when your connection drops. PRIVATE BY DESIGN • No ads. No tracking. No selling your data. • Sign in with Apple or Google. • Delete your account and data anytime, right from the app. Settle is a record-keeping tool — payments happen directly between you and your friends. Download Settle and never chase a balance again.

Screenshots

Scrip4 screens
Settle4 screens

Verdict

The call

The clearest difference is update cadence: Scrip at every 4 days against Settle's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Scrip ships an update every 4 days, Settle every 2 weeks. The most recent releases landed on October 3, 2026 and September 14, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Scrip versus Settle: the parameters behind the verdict, then further details
ParameterScripSettle
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size2 MB29 MB
Age rating4+4+
DeveloperMukul AroraYashvardhan Bhardwaj

In-app purchases

None

Scrip

No in-app purchases

None

Settle

No in-app purchases

Questions

Is Scrip free?
Scrip is free to download, with no in-app purchases.
Is Settle free?
Settle is free to download, with no in-app purchases.
Do Scrip or Settle have ads?
Neither Scrip nor Settle shows ads.
Which is updated more often, Scrip or Settle?
Scrip ships an update every 4 days, and Settle every 2 weeks. Most recently, Scrip was updated on October 3, 2026 and Settle on September 14, 2026.

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