Comparison

Not Pato vs Pato App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Not Pato

Features
Read full description

Not Pato is the personal finance app built for Chile. Connect it to your bank, track what you spend, and let Pato help you keep your money under control, no spreadsheets and no hassle. Track effortlessly • Connect your bank and your transactions come in on their own, already categorized. • Your Apple Pay purchases are logged automatically and matched to the bank transaction, with no duplicates. • Paid in cash? Just log it with a WhatsApp message. • Or add it by hand in seconds. Recurring expenses and subscriptions • Pato detects your subscriptions on its own by reading your bank activity. • Netflix, Spotify, the gym, insurance and everything charged month after month, together and organized. • It reminds you before each charge so nothing catches you off guard. Understand where your money goes • Automatic categorization, with clean merchant names and their logos. • Create unlimited custom categories and budgets. • Filter your transactions by date or by card. • Monthly balance, reports and statistics for the full picture. Always up to date • Smart notifications and reminders. • Your upcoming charges front and center the moment you open the app. Your data, protected • Lock the app with Face ID or fingerprint. • Your data is encrypted and yours alone. Not Pato is a subscription app: you need a Not Pato Pro or Ultra subscription to use it, available via in-app purchase. Both plans include every feature; the only difference is how many banks you can connect. — Plan differences — • Pro: up to 2 connected banks. • Ultra: unlimited connected banks. — Pricing — Pro • Monthly: $2,990 CLP/month (auto-renewing) • Annual: $24,990 CLP/year (save 30%, equivalent to $2,083/month) Ultra • Monthly: $4,990 CLP/month (auto-renewing) • Annual: $49,990 CLP/year (save 16%, equivalent to $4,166/month) Payment will be charged to your Apple ID account upon confirmation of purchase. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage and cancel your subscription anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://notpato.app/terminos

About

Pato App

Features
Read full description

Pato centraliza todos los beneficios a los que tienes acceso según tus emisores afiliados: bancos, telcos, ISAPREs, cajas de compensación y retail. Deja de buscar en 10 sitios distintos. Conecta tus emisores una vez y ve en un solo lugar qué descuentos, cashbacks y promociones tienes disponibles hoy. ¿Qué puedes hacer con Pato? • Ver todos tus beneficios activos organizados por categoría • Filtrar por hoy para no perderte ofertas del día • Encontrar locales cercanos donde usar tus descuentos • Recibir notificaciones con beneficios personalizados según tus emisores Funciona con los emisores que ya tienes Banco de Chile, Santander, Itaú, Falabella, Entel, y muchos más. Sin cambiar de banco ni contratar nada nuevo. Pato no almacena tus credenciales bancarias ni accede a tus cuentas. Solo necesita saber qué emisores tienes para mostrarte sus beneficios públicos.

Screenshots

Not Pato4 screens
Pato App4 screens

Verdict

The call

The clearest difference is in-app purchases: Pato App at none against Not Pato's 5. Pato App also leads on ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Not Pato sells 5 in-app purchases, starting at $1.99 per month. Pato App asks for nothing beyond the download.

UpkeepUpdate frequency

Not Pato ships an update fortnightly, Pato App every 9 days. Both last shipped on November 5, 2026.

Scorecard3 real differences · 3 level
Not Pato versus Pato App: the parameters behind the verdict, then further details
ParameterNot PatoPato App
PriceFreeFree
Update frequencyFortnightlyEvery 9 days — better
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size107 MB51 MB
Age rating4+4+
DeveloperCristian UgarteNicolas Canales

In-app purchases

5 purchases

Not Pato

Subscriptions5
  • Plan Lite3 Days trial$1.991 Month
  • Pro3 Days trial$2.991 Month
  • Ultra$3.991 Month
Show 2 more
  • Pro Annual3 Days trial$22.991 Year
  • Ultra anual$24.991 Year
None

Pato App

No in-app purchases

Questions

Is Not Pato free?
Not Pato is free to download, with in-app purchases available.
Is Pato App free?
Pato App is free to download, with no in-app purchases.
Do Not Pato or Pato App have ads?
Not Pato shows ads; Pato App does not.
Which is updated more often, Not Pato or Pato App?
Not Pato ships an update fortnightly, and Pato App every 9 days. Most recently, Not Pato was updated on November 5, 2026 and Pato App on November 5, 2026.

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