MoneyWise Pro vs Checkbook

MoneyWise is a full-featured personal finance app built for modern life — whether you're managing expenses across currencies, tracking investments, or setting budgets. MULTI-CURRENCY SMART TRACKING Support for 30+ global currencies (USD, SGD, CNY, EUR, JPY, and more) with automatic exchange rate conversion. Every transaction is converted to your base currency so you always see the true picture of your finances. INVESTMENT PORTFOLIO TRACKING Track your stock holdings in real time across major global exchanges. Automatic quote refresh shows you portfolio value, cost basis, total returns, and daily P&L at a glance. AI-POWERED ASSISTANT - Voice Entry: Say "lunch cost 20 SGD" and AI instantly recognizes the amount, category, and currency. One sentence, done. - Receipt Scanning: Snap a photo or pick from your library. AI extracts the merchant, amount, date, and category automatically. - AI Financial Advisor: Get personalized insights and analysis of your spending patterns. BUDGET MANAGEMENT Set monthly budget goals and track spending in real time. Create per-category budgets with overspend alerts. Your dashboard shows income, expenses, and savings rate — your financial health at a glance. MULTI-ACCOUNT MANAGEMENT Manage bank accounts, credit cards, and investment accounts in one place. Group accounts, reorder them, and archive inactive ones. Each account shows its own balance trend over time. BILL REMINDERS Set up recurring bills (rent, utilities, subscriptions) with automatic reminders. Mark as paid in one tap. Customizable frequency ensures you never miss a due date. CLOUD SYNC Secure cloud sync powered by Supabase. Your data is automatically backed up and synced across all your devices. View full sync history to track every data change. OFFLINE FIRST Built with an offline-first architecture — every feature works without an internet connection. Data is stored locally first, then synced to the cloud when connected. Fast, reliable, always available. DATA SECURITY - API keys encrypted via iOS Keychain - Cloud data isolated with row-level security (RLS) - Sign in with Google or email/password THOUGHTFUL DESIGN Clean, elegant interface with dark accent cards and clear data visualization. Tab-based navigation with a Dashboard that surfaces the numbers that matter most. KEY FEATURES - Multi-currency expense tracking with auto FX conversion - Real-time stock portfolio tracking - AI voice entry & receipt scanning - Monthly budget setting & tracking - Multi-account grouping & management - Recurring bill reminders - AI financial advisor & insights - Cross-device cloud sync - Works offline - Data export Whether you live in one country or split your life across borders, MoneyWise gives you a clear, complete picture of your finances. Download now and take control of your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moneywise.airingdeng.com/privacy

Your money, in a checkbook you control. Checkbook brings your accounts, transactions, bills, receipts, and monthly budget together. Record what happened, see what’s coming, and make a plan for what’s next. Keep track of your money • Manage up to 2 accounts for free • See cleared and pending transactions and running balances • Record income, expenses, and transfers • Attach receipt photos to transactions • Search and organize entries with categories and payees Plan your month with Budget Set your monthly income, add planned expenses, and see what remains. Organize your plan by category and account, or bring eligible bills and recurring schedules into your budget. Your budget is a planning tool separate from your recorded transactions. Stay ahead of bills See bills and recurring entries together, review upcoming activity in Calendar, and manage paid and pending entries without losing posted payment history. Go Pro with a one-time purchase • Add unlimited accounts • Get access to budget planner No subscription. Checkbook helps you record and organize your finances; it does not connect to your bank or send bill payments for you.