MoneyWise Pro vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MoneyWise Pro
Read full descriptionHide full description
MoneyWise is a full-featured personal finance app built for modern life โ whether you're managing expenses across currencies, tracking investments, or setting budgets. MULTI-CURRENCY SMART TRACKING Support for 30+ global currencies (USD, SGD, CNY, EUR, JPY, and more) with automatic exchange rate conversion. Every transaction is converted to your base currency so you always see the true picture of your finances. INVESTMENT PORTFOLIO TRACKING Track your stock holdings in real time across major global exchanges. Automatic quote refresh shows you portfolio value, cost basis, total returns, and daily P&L at a glance. AI-POWERED ASSISTANT - Voice Entry: Say "lunch cost 20 SGD" and AI instantly recognizes the amount, category, and currency. One sentence, done. - Receipt Scanning: Snap a photo or pick from your library. AI extracts the merchant, amount, date, and category automatically. - AI Financial Advisor: Get personalized insights and analysis of your spending patterns. BUDGET MANAGEMENT Set monthly budget goals and track spending in real time. Create per-category budgets with overspend alerts. Your dashboard shows income, expenses, and savings rate โ your financial health at a glance. MULTI-ACCOUNT MANAGEMENT Manage bank accounts, credit cards, and investment accounts in one place. Group accounts, reorder them, and archive inactive ones. Each account shows its own balance trend over time. BILL REMINDERS Set up recurring bills (rent, utilities, subscriptions) with automatic reminders. Mark as paid in one tap. Customizable frequency ensures you never miss a due date. CLOUD SYNC Secure cloud sync powered by Supabase. Your data is automatically backed up and synced across all your devices. View full sync history to track every data change. OFFLINE FIRST Built with an offline-first architecture โ every feature works without an internet connection. Data is stored locally first, then synced to the cloud when connected. Fast, reliable, always available. DATA SECURITY - API keys encrypted via iOS Keychain - Cloud data isolated with row-level security (RLS) - Sign in with Google or email/password THOUGHTFUL DESIGN Clean, elegant interface with dark accent cards and clear data visualization. Tab-based navigation with a Dashboard that surfaces the numbers that matter most. KEY FEATURES - Multi-currency expense tracking with auto FX conversion - Real-time stock portfolio tracking - AI voice entry & receipt scanning - Monthly budget setting & tracking - Multi-account grouping & management - Recurring bill reminders - AI financial advisor & insights - Cross-device cloud sync - Works offline - Data export Whether you live in one country or split your life across borders, MoneyWise gives you a clear, complete picture of your finances. Download now and take control of your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moneywise.airingdeng.com/privacy
Net Worth Tracker
Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.
- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage
Read full descriptionHide full description
Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE โข Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards โข Multi-currency with live exchange rates, shown in your home currency โข A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY โข Net worth trend and asset allocation at a glance โข A full activity ledger with search, so every deposit, transfer and payment is on record โข Savings goals with progress you can see PLAN AHEAD โข FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers โข Snapshot reminders so the trend never has gaps YOURS, ALWAYS โข CSV import with a column mapping step, so your spreadsheet comes with you โข Export to CSV, JSON or Markdown at any time. Backup and restore are free โข Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Net Worth Tracker at none against MoneyWise Pro's 2. MoneyWise Pro's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. MoneyWise Pro sells 2 in-app purchases, starting at $6.99 per month. Net Worth Tracker asks for nothing beyond the download.
MoneyWise Pro ships an update every 9 days, Net Worth Tracker every 10 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | MoneyWise Pro | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Every 9 days โ better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | โ | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac โ better |
| Requires iOS | 15.0 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 67 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | ๅฝ้ ้ | Jawahar Natarajan |
In-app purchases
MoneyWise Pro
- MoneyWise Pro โ Monthly$6.991 Month
- MoneyWise Pro โ Annual7 Days trial$49.991 Year
Net Worth Tracker
No in-app purchases









