Comparison

FinGym vs MoneyWise Pro

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FinGym

This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.

Highlights
  • Offline net worth tracking
  • Encrypted data storage
  • Asset and liability management
  • Automatic net worth calculations
  • Compound interest calculator
  • ROI calculator
Features
Read full description

Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether you’re managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline β€” even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.

About

MoneyWise Pro

Features
Read full description

MoneyWise is a full-featured personal finance app built for modern life β€” whether you're managing expenses across currencies, tracking investments, or setting budgets. MULTI-CURRENCY SMART TRACKING Support for 30+ global currencies (USD, SGD, CNY, EUR, JPY, and more) with automatic exchange rate conversion. Every transaction is converted to your base currency so you always see the true picture of your finances. INVESTMENT PORTFOLIO TRACKING Track your stock holdings in real time across major global exchanges. Automatic quote refresh shows you portfolio value, cost basis, total returns, and daily P&L at a glance. AI-POWERED ASSISTANT - Voice Entry: Say "lunch cost 20 SGD" and AI instantly recognizes the amount, category, and currency. One sentence, done. - Receipt Scanning: Snap a photo or pick from your library. AI extracts the merchant, amount, date, and category automatically. - AI Financial Advisor: Get personalized insights and analysis of your spending patterns. BUDGET MANAGEMENT Set monthly budget goals and track spending in real time. Create per-category budgets with overspend alerts. Your dashboard shows income, expenses, and savings rate β€” your financial health at a glance. MULTI-ACCOUNT MANAGEMENT Manage bank accounts, credit cards, and investment accounts in one place. Group accounts, reorder them, and archive inactive ones. Each account shows its own balance trend over time. BILL REMINDERS Set up recurring bills (rent, utilities, subscriptions) with automatic reminders. Mark as paid in one tap. Customizable frequency ensures you never miss a due date. CLOUD SYNC Secure cloud sync powered by Supabase. Your data is automatically backed up and synced across all your devices. View full sync history to track every data change. OFFLINE FIRST Built with an offline-first architecture β€” every feature works without an internet connection. Data is stored locally first, then synced to the cloud when connected. Fast, reliable, always available. DATA SECURITY - API keys encrypted via iOS Keychain - Cloud data isolated with row-level security (RLS) - Sign in with Google or email/password THOUGHTFUL DESIGN Clean, elegant interface with dark accent cards and clear data visualization. Tab-based navigation with a Dashboard that surfaces the numbers that matter most. KEY FEATURES - Multi-currency expense tracking with auto FX conversion - Real-time stock portfolio tracking - AI voice entry & receipt scanning - Monthly budget setting & tracking - Multi-account grouping & management - Recurring bill reminders - AI financial advisor & insights - Cross-device cloud sync - Works offline - Data export Whether you live in one country or split your life across borders, MoneyWise gives you a clear, complete picture of your finances. Download now and take control of your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moneywise.airingdeng.com/privacy

Screenshots

FinGym4 screens
MoneyWise Pro4 screens

Verdict

The call

The clearest difference is update cadence: MoneyWise Pro at every 9 days against FinGym's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and MoneyWise Pro sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinGym ships an update every 3 weeks, MoneyWise Pro every 9 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Β· 7 level
FinGym versus MoneyWise Pro: the parameters behind the verdict, then further details
ParameterFinGymMoneyWise Pro
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyEvery 3 weeksEvery 9 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.115.0 β€” better
Further details β€” not scored
Size44 MB67 MB
Age rating17+4+
DeveloperKarthik Dechirajuε›½ι›„ ι‚“

In-app purchases

2 purchases

FinGym

Subscriptions2
  • Monthly$4.991 Month
  • Yearly$44.991 Year
2 purchases

MoneyWise Pro

Subscriptions2
  • MoneyWise Pro β€” Monthly$6.991 Month
  • MoneyWise Pro β€” Annual7 Days trial$49.991 Year

Questions

Is FinGym free?
FinGym is free to download, with in-app purchases available.
Is MoneyWise Pro free?
MoneyWise Pro is free to download, with in-app purchases available.
Do FinGym or MoneyWise Pro have ads?
Neither FinGym nor MoneyWise Pro shows ads.
Which is updated more often, FinGym or MoneyWise Pro?
FinGym ships an update every 3 weeks, and MoneyWise Pro every 9 days. Most recently, FinGym was updated on October 24, 2026 and MoneyWise Pro on October 28, 2026.

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