Net Worth Tracker vs Humble Ledger
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Net Worth Tracker
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Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard ā with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE ⢠Cash accounts ⢠Investments ⢠Property ⢠Loans ⢠Credit cards ⢠Assets & liabilities WHY VAULTLY ⢠100% private on your device ⢠No bank connections required ⢠Fast and simple setup ⢠Clean modern iPhone experience ⢠Visual wealth dashboard ⢠Track progress over time WHETHER YOU'RE ⢠Building wealth ⢠Paying down debt ⢠Planning retirement ⢠Replacing spreadsheets ⢠Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html
Humble Ledger
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Humble Ledger is a calm, private expense tracker built for people whose money lives in more than one currency. Log every transaction in its own currency, converted to your home currency at that day's exchange rate, and see your whole net worth in one place. No bank logins, no Plaid, no syncing your accounts to anyone - you keep your ledger by hand, on purpose. WHO IT'S FOR Digital nomads, expats, freelancers with overseas clients, and anyone who travels often enough that a single-currency budget app stops making sense. If you earn in one currency, spend in another, and save in a third, most expense trackers quietly reconvert your whole history at today's rate and lose the truth of what you actually paid. Humble Ledger doesn't. WHY HUMBLE LEDGER ⢠Truly multi-currency. Spend in THB, earn in USD, save in EUR - each transaction keeps its native currency and converts at the exchange rate for that day, so your totals add up in one home currency. ⢠Manual-first and private. Nothing is auto-imported. Your finances stay on your device and in your own account - not brokered through a third party. ⢠Fast capture. A purpose-built keypad makes logging an expense a few taps: amount, category, done. ⢠Budgets that track the calendar. Set a weekly, monthly, or yearly limit per category and watch it against the real period. ⢠Recurring, made deliberate. Rent, subscriptions, salary - Humble Ledger surfaces them when they're due and you confirm them into your ledger, adjusting the amount when a bill varies. ⢠Net worth at a glance. Track account balances over time and see the trend, all in your home currency. ⢠Reports that answer the question. See where the money went by category, and how this month compares to the last, without building a spreadsheet. ⢠Tags for the cuts categories can't make. Mark a trip, a client, a shared bill, and pull those totals out on their own. ⢠Import and export. Bring history in from a CSV and take everything back out whenever you like. Your ledger is yours, in a format you can read without us. Careful money, in any currency. Humble Ledger offers optional auto-renewing subscriptions (monthly and yearly). Subscriptions renew automatically unless canceled at least 24 hours before the end of the period; manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.humbleledger.com/legal/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Humble Ledger at 16.4 against Net Worth Tracker's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month and Humble Ledger sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Net Worth Tracker ships an update every 2 days, Humble Ledger every 4 days. Both last shipped on November 9, 2026.
| Parameter | Net Worth Tracker | Humble Ledger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days ā better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 18.6 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 18 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Amandeep Singh Chhatwal | Parent Systems LLC |
In-app purchases
Net Worth Tracker
- Vaultly Pro$6.991 Month
- Vaultly Pro$49.991 Year
Humble Ledger
- Monthly$4.991 Month
- Yearly$49.991 Year
- Founders Lifetime$129.99
Questions
Is Net Worth Tracker free?
Is Humble Ledger free?
Do Net Worth Tracker or Humble Ledger have ads?
Which is updated more often, Net Worth Tracker or Humble Ledger?
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