Moniq vs Coffer

Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. • Two taps to log spending, on iPhone or Apple Watch • See where your money goes with clear insights and trends • Set your own targets for needs, wants and savings • Track subscriptions and bills, with optional reminders • Unusual spending is flagged for you • Search every transaction by name, category or amount • Widgets for the Home Screen, Lock Screen and Apple Watch • Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: “I’ve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than they’re worth. So I’m building the one I want to use, for myself and for anyone who wants the same.”

Coffer is a simple, private personal finance tracker for iPhone, iPad, Mac, and Apple Watch. Know exactly where your money goes — without handing your data to anyone. ACCOUNTS AND NET WORTH • Track checking, savings, credit card, cash, and investment accounts • Balances are calculated automatically from your transactions • See your net worth at a glance, converted into your default currency BUILT FOR MULTIPLE CURRENCIES • Keep each account in its own currency • Manage your own list of currencies and exchange rates • Totals like net worth are converted into the default currency you choose FAST TRANSACTION ENTRY • Log income and expenses in seconds • Move money between accounts with transfers • Organize spending with colorful, customizable categories MONTHLY BUDGETS • Set a monthly limit per spending category • Watch progress bars fill as the month goes on • Instantly see how much you have left to spend APPLE WATCH • Add transactions right from your wrist • Check balances and budget progress at a glance PRIVATE BY DESIGN • Your data syncs privately through your own iCloud — no sign-up, no third-party servers, no ads, no tracking • Lock the app with Face ID or Touch ID Whether you are paying down a card, saving toward a goal, or just want to know where your paycheck went, Coffer gives you a clear picture of your money in a few seconds a day.