Financy Pal vs Rinn

Financy Pal is a privacy-first finance app that keeps all your financial data where it belongs; on your device. No cloud uploads, no data tracking, no compromises. TRACK EVERYTHING THAT MATTERS - Set monthly budgets by category and track spending in real time - Log income, expenses, and transfers between accounts - Create savings goals and watch your progress grow - Schedule recurring bills so nothing catches you off guard - Get a clear overview of where your money goes each month YOUR DATA STAYS YOURS Unlike most finance apps, Financy Pal never uploads your transactions to a server. Everything lives in local storage on your phone: fast, private, and available offline. FREE TO START, PRO FOR POWER USERS The free tier covers everything you need to get started: up to 3 accounts, 3 recurring transactions, 1 savings goal, and full budget tracking. When you're ready for more, Financy Pal Pro unlocks unlimited accounts, custom categories, savings goals, advanced analytics, CSV export/import, and powerful transaction filters. PRO SUBSCRIPTION - $4.99/month or $29.99/year (save 50%) - Cancel anytime from your Apple subscription settings - Restore purchases instantly across devices Whether you're just starting to budget or you're a spreadsheet refugee looking for something smarter, Financy Pal gives you full control of your finances without giving up your privacy. TERMS OF USE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split by item or evenly. Some bills need line by line accuracy. Others just get divided by four. Rinn does both. Trips or one off bills. Group a weekend away into one trip and settle everything at the end, or log a single dinner and be done. Everyone doesn’t need the app. Add people by name and they just appear in the split. Add them by email and they see the trip and their balance on their own phone. Settle up in the app you already use. Rinn works out the fewest payments that clear everyone’s balance, then opens Venmo, Cash App, PayPal or Revolut with the amount filled in. Any currency. Log an expense in euros on a dollar trip and Rinn converts it, showing both. It checks its own work. If the amounts don’t add up to the receipt total, Rinn tells you before you save rather than after. Free to use, with a daily limit on receipt scans. No ads. Your receipt photos are removed 90 days after you delete them.