Card Controls by Elements vs Rinn

Card Control by Elements – Full control over your debit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. Card Control by Elements enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Receive alerts when suspicious activity is suspected. • Stop fraudulent activity before it even happens with the alert feature of Card Control by Elements. Based on your preferences, Card Control by Elements can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. • Alert preferences can be set by: - Location – based on where the transaction occurs - Transaction type – based on type of transaction at point of sale - Merchant type – based on the type of merchant where the transaction occurred - Threshold – based on the threshold amount set by the user

Split by item or evenly. Some bills need line by line accuracy. Others just get divided by four. Rinn does both. Trips or one off bills. Group a weekend away into one trip and settle everything at the end, or log a single dinner and be done. Everyone doesn’t need the app. Add people by name and they just appear in the split. Add them by email and they see the trip and their balance on their own phone. Settle up in the app you already use. Rinn works out the fewest payments that clear everyone’s balance, then opens Venmo, Cash App, PayPal or Revolut with the amount filled in. Any currency. Log an expense in euros on a dollar trip and Rinn converts it, showing both. It checks its own work. If the amounts don’t add up to the receipt total, Rinn tells you before you save rather than after. Free to use, with a daily limit on receipt scans. No ads. Your receipt photos are removed 90 days after you delete them.