Comparison

Paxum vs Financy Pal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paxum

Manage your global payment account securely and efficiently on your smartphone. Send, receive, withdraw, transfer, and convert funds with instant notifications and real-time balance updates.

Highlights
  • Send money
  • Receive instant notifications
  • Withdraw funds
  • Transfer funds
  • Convert funds
  • View transactions
  • Real-time balance
Features
Read full description

Paxum is the preferred global payment method for content creators, affiliates, publishers, advertising networks, freelance professionals and more. If you already use Paxum then it makes sense to download the Paxum App so you can securely and efficiently manage your Paxum global payment account from your Apple Smartphone. Both Personal and Business users can use the Paxum App to: Send Money Get Instant Notifications when Funds are Received Withdraw Funds Transfer Funds Convert Funds View Recent Transactions View Balance in Real Time And More... It’s easy to take Paxum everywhere you go with the user-friendly, secure and elegantly designed Paxum App. Download the Paxum App today and discover the convenience and beauty of easy on-the-go payments!

About

Financy Pal

Features
Read full description

Financy Pal is a privacy-first finance app that keeps all your financial data where it belongs; on your device. No cloud uploads, no data tracking, no compromises. TRACK EVERYTHING THAT MATTERS - Set monthly budgets by category and track spending in real time - Log income, expenses, and transfers between accounts - Create savings goals and watch your progress grow - Schedule recurring bills so nothing catches you off guard - Get a clear overview of where your money goes each month YOUR DATA STAYS YOURS Unlike most finance apps, Financy Pal never uploads your transactions to a server. Everything lives in local storage on your phone: fast, private, and available offline. FREE TO START, PRO FOR POWER USERS The free tier covers everything you need to get started: up to 3 accounts, 3 recurring transactions, 1 savings goal, and full budget tracking. When you're ready for more, Financy Pal Pro unlocks unlimited accounts, custom categories, savings goals, advanced analytics, CSV export/import, and powerful transaction filters. PRO SUBSCRIPTION - $4.99/month or $29.99/year (save 50%) - Cancel anytime from your Apple subscription settings - Restore purchases instantly across devices Whether you're just starting to budget or you're a spreadsheet refugee looking for something smarter, Financy Pal gives you full control of your finances without giving up your privacy. TERMS OF USE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Paxum4 screens
Financy Pal4 screens

Verdict

The call

The clearest difference is in-app purchases: Paxum at none against Financy Pal's 2. Paxum also leads on update cadence (monthly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Financy Pal sells 2 in-app purchases, starting at $4.99 per month. Paxum asks for nothing beyond the download.

UpkeepUpdate frequency

Paxum ships an update monthly, Financy Pal every 3 months. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Paxum versus Financy Pal: the parameters behind the verdict, then further details
ParameterPaxumFinancy Pal
PriceFreeFree
Rating1.5 (70 ratings) — better—
Positive reviews12.9% of reviews—
Number of ratings70 — better—
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size70 MB63 MB
Age rating4+4+
DeveloperPaxum Bank LimitedEdgar Leiva

Bugs and requests

Paxum

Reported bugs

4 issues
  • App crashes and freezes
  • Login and account access problems
  • Delayed or failed transactions
  • Incorrect account balances

Requested features

5 requests
  • Improved verification process
  • More withdrawal options
  • Lower fees and commissions
  • Better customer support
  • Multi-language support

Financy Pal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paxum

No in-app purchases

2 purchases

Financy Pal

Subscriptions2
  • Financy Plus$4.991 Month
  • Financy Plus (Annual)$29.991 Year

Questions

Is Paxum free?
Paxum is free to download, with no in-app purchases.
Is Financy Pal free?
Financy Pal is free to download, with in-app purchases available.
Do Paxum or Financy Pal have ads?
Neither Paxum nor Financy Pal shows ads.
Which is updated more often, Paxum or Financy Pal?
Paxum ships an update monthly, and Financy Pal every 3 months. Most recently, Paxum was updated on November 2, 2026 and Financy Pal on October 31, 2026.

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