Stow vs Savings Goal

Take control of every dollar — before it disappears. Stow is a privacy-first envelope budgeting app for iPhone. Divide your paycheck into envelopes, log spending in seconds, and always know exactly what's left. No bank connections. No account to create. No ads. No tracking. Your budget lives on your iPhone, where it belongs. WHY ENVELOPE BUDGETING WORKS The envelope method is nearly a century old, and it still works because it's simple: you decide what each dollar is for, and you stop when the envelope is empty. Groceries, rent, coffee, savings — whatever matters to you. Stow takes that system and makes it fit the way you actually live: in your pocket, at the register, five seconds at a time. WHAT YOU CAN DO ON THE FREE TIER - Create up to 5 envelopes with custom icons and colors - Log unlimited transactions, in seconds, with a large number pad - Choose a monthly budget period that matches how you get paid - Automatic period rollover so you start fresh every month - Full spending history for your current and previous period - Multi-currency support — auto-detected from your region - Dark mode, Dynamic Type, and full VoiceOver support - Works 100% offline — no internet required, ever STOW PREMIUM (optional) Upgrade when you're ready for more power: - Unlimited envelopes - Weekly and biweekly budget periods for paycheck-to-paycheck budgeting - Full transaction history across every past period - Spending reports, trends, and charts - CSV and PDF export for spreadsheets or tax season - Additional budget templates to jumpstart setup - Custom themes and icon packs BUILT FOR REAL PEOPLE, REAL MONEY Whether you're living paycheck to paycheck, saving for a house, paying down a credit card, or just tired of hitting Friday and wondering where it all went — Stow is the shortest path to a working budget. Log your morning coffee in two taps. See your grocery budget at a glance. Know before you swipe. PRIVACY IS NOT A FEATURE — IT'S THE FOUNDATION Most budgeting apps monetize your financial data, sell it to aggregators, or use it to train ads. Stow can't, because your data never leaves your device. There is no server. There is no analytics pipeline. We never see a cent of your spending — and we never will. The only thing that touches our systems is your App Store purchase, handled through Apple's payment infrastructure and our subscription provider (RevenueCat). Budget data stays on-device. ACCESSIBILITY Stow is designed from the ground up for everyone. Every screen supports VoiceOver, scales with Dynamic Type, works in light and dark mode, and meets WCAG AA contrast. Color is never the only way something is communicated. QUESTIONS OR FEEDBACK? Email stow.contactus@gmail.com — a real human reads every message. Privacy policy: https://maxk-37.github.io/stow-legal/#privacy Terms of service: https://maxk-37.github.io/stow-legal/#terms Stow is an independent app, built by a small team who believe personal finance software shouldn't require handing over your bank login.

Eos turns your savings goals into simple, visible habits. Set a goal - travel, purchase, project, emergency fund - pick a pace that fits you, drop deposits as you go. Eos handles the rest: progress tracking, reminders, streak count, clear stats. GOALS THAT FIT YOU Create as many goals as you want. Each has its name, target amount, currency, and deadline. A progress ring shows where you stand at a glance, no spreadsheet to decode. QUICK DEPOSITS Add an amount to a goal in two taps. Withdraw if needed. Every transaction is logged in a full, editable history. MULTI-CURRENCY Each goal keeps its own currency. Saving for a Tokyo trip in yen and a home down payment in dollars? No forced conversion, no exchange rates messing with your tracking. Each target stays in its own money. CADENCE & STREAK Pick your rhythm: daily, weekly, or monthly. Eos counts the consecutive periods where you stuck to it. The current period is always a grace period, no pressure, just motivation. SMART REMINDERS Get a notification at the right moment, at your chosen frequency. No spam, no useless pings. You decide when Eos talks to you. CLEAR STATS Visualize your deposits by month and by goal. A simple overview to understand where your savings effort goes. BIOMETRIC LOCK Enable Face ID or Touch ID to protect access to the app. Your financial data stays private even when you hand your iPhone to someone. 100% OFFLINE No account to create. No connection needed. All your data stays on your iPhone. No third-party trackers, no advertising, no behavioral analytics. CSV EXPORT Export your full deposit history as CSV for Excel, Numbers, or Google Sheets. Your data belongs to you, take it wherever you want. REFINED DESIGN A clean interface, careful typography, fluid animations. Eos is built to make you want to open the app, not to crush you under numbers. WHY EOS Most personal finance apps try to do everything: budgeting, expenses, investments, retirement. Eos does one thing well: help you reach your savings goals, one deposit at a time. No ads. No banners. No spam. Just you, your goals, and a tool to reach them. PREMIUM SUBSCRIPTION Core features are free. The Premium subscription unlocks unlimited goals, advanced stats, and premium themes. The Lifetime purchase also enables CSV export. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Terms of use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/