Monspend vs Subscriptions Tracker MoniCal

Monspend is the smartest way to take control of your money. Just type what you spent — our built-in AI assistant understands plain language and logs it instantly. No more tedious manual entry. NEVER GET SURPRISED BY A BILL AGAIN Subscriptions drain budgets silently. Monspend tracks Netflix, Spotify, Disney+, ChatGPT, and 10+ popular services with one tap. See your total monthly subscription cost at a glance, get trial-end alerts before auto-renewals hit, and stay in control of every recurring charge. AI-POWERED EXPENSE ENTRY With our built-in AI assistant, just type "Coffee $4.50" or "Paid rent $1,200" and your expense is logged instantly. No forms, no tapping through menus — finance tracking that feels like texting. BUILT FOR YOUR LIFESTYLE - Individuals: household budget, daily spend tracking, savings goals, credit card management - Freelancers: project income, client labels, VAT tracking, invoice due dates - Small Business Owners: revenue vs expense, tax-deductible tags, multi-currency support Your dashboard adapts to your profile — showing the metrics that matter most to you. KEY FEATURES - Smart Dashboard — net balance, daily budget, days remaining, category charts - Subscription Manager — monthly burn total, trial countdowns, renewal alerts - Credit Card Tracker — statement dates, due dates, spend per card, credit limit - Installment Plans — track multi-month purchases with progress rings - Recurring Bills — auto-generate monthly expenses as a series - Payment Reminders — local notifications 0, 1, or 2 days before any due date - Savings Goals — set target amounts and track your progress - Calendar View — see all expenses on a monthly calendar - Home Screen Widget (iOS) — today's daily budget and spend at a glance - Excel Export — export all your expenses to a spreadsheet - App Lock — protect your data with PIN security - Dark Mode — full dark mode and system theme support PRIVACY FIRST All your financial data is stored locally on your device. No bank account linking required — no transaction scraping, no third-party data sharing. You enter your data manually or via AI chat, and it stays on your phone. MULTI-LANGUAGE & MULTI-CURRENCY Available in English, Turkish, German, and Spanish. Supports USD, EUR, GBP, TRY, and JPY with locale-aware formatting. FREE & PRO The free tier includes core budgeting features with 3 AI messages per day. Upgrade to Pro for unlimited AI, no ads, and expanded feature access. Download Monspend today and see exactly where your money goes — before it's gone. Monspend Pro Subscription: • Monthly — $4.99/month (3-day free trial for new subscribers) • Yearly — $29.99/year (7-day free trial for new subscribers) Payment is charged to your Apple ID. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Terms of Use (EULA): https://www.monsware.com/monspend/terms/ Privacy Policy: https://www.monsware.com/monspend/privacy/

Ever get that end-of-month surprise — because you forgot when rent, electricity, or a streaming subscription was due? MoniCal brings order to your finances by showing income and expenses exactly where they belong: right in the calendar. What MoniCal does for you: Calendar view — See at a glance when each amount is due. Month, week, list, or a compact year overview. Recurring entries — Rent, salary, subscriptions: set them up once, never forget again. Daily, weekly, monthly, or yearly. Reminders — Get notified before up to 3 recurring payments are due. Categories — Organize entries with your own or predefined categories like Housing, Transport, or Leisure. Budgets — Set a monthly limit for a category of your choice and keep your spending in check. Notes — Add details directly to an entry, like contract numbers or payment references. Multilingual — German, English, French, Italian, Spanish, and Greek, with a choice of Euro, US Dollar, British Pound, or Swiss Franc. MoniCal Pro — more clarity, from $2.99/month or as a one-time lifetime purchase: Year overview — All 12 months at a glance Running balance — Your account balance updates automatically, so you always know what's left after every entry Statistics — Savings rate, spending by category, and balance history in detail Unlimited reminders — Reminders for as many subscriptions and payments as you need, not just the first three Unlimited budgets — Set a monthly budget for as many categories as you need, not just one Supports the app's ongoing development MoniCal stores all your data on your device and automatically backs it up to your personal iCloud. No sign-up, no hidden costs. Your finances. Your rhythm. MoniCal. Terms of Use: https://horizonlabsdev.github.io/MoniCal/terms Privacy Policy: https://horizonlabsdev.github.io/MoniCal/privacy Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/