Comparison

Bayarsama vs Spend Monthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bayarsama

Features
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Dinner with friends. A weekend trip. Shared expenses with roommates. Bayarsama helps you split the bill and see what everyone owes. Scan a receipt or add items yourself, then assign each item to the people who ordered it. Shared dishes, taxes, service charges, and discounts are handled in one place. SCAN YOUR RECEIPT • Turn receipt photos into editable items using on-device text recognition • Review detected items and prices before importing them • Get 3 free scans a day, with unlimited scans for Pro SPLIT EACH ITEM FAIRLY • Assign individual items or share them among several people • Adjust taxes, service charges, and discounts to match your receipt • See exactly what each person owes SHARE THE BREAKDOWN • Share summaries and PDFs through the iOS share sheet • Include saved payment details so friends know how to pay you back • Keep track of who has paid SAVE YOUR REGULAR GROUP • Save friends and groups for repeat meals and trips • Revisit saved bills in your history • Start a split from your Home Screen with the group widget 13 CURRENCIES Use US dollars or choose from MYR, SGD, THB, IDR, PHP, VND, GBP, EUR, JPY, KRW, AUD, and INR. LIFETIME PRO Unlock unlimited receipt scans, unlimited saved friends and groups, receipt photo attachments, premium PDF exports, payment reminders, and a second group in the medium widget with a one-time purchase. No account or sign-in required. Terms of Use: https://cruciblecraft.com/bayarsama/terms/ Privacy Policy: https://cruciblecraft.com/bayarsama/privacy/

About

Spend Monthly

Features
Read full description

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy

Screenshots

Bayarsama4 screens
Spend Monthly4 screens

Verdict

The call

The clearest difference is ads: Bayarsama at none against Spend Monthly's shown. Spend Monthly's advantage is iOS requirement (15.0 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bayarsama sells 3 in-app purchases, starting at $3.99 per 3 months and Spend Monthly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 4 level
Bayarsama versus Spend Monthly: the parameters behind the verdict, then further details
ParameterBayarsamaSpend Monthly
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size19 MB59 MB
Age rating4+4+
DeveloperWei Liang TanWan Kamaruzaman Bin Muhammad

In-app purchases

3 purchases

Bayarsama

Subscriptions2
  • Bayarsama Pro Quarterly$3.993 Months
  • Bayarsama Pro Yearly$14.991 Year
One-time1
  • Bayarsama Pro Lifetime$39.99
2 purchases

Spend Monthly

Subscriptions2
  • Plus Monthly7 Days trial$1.991 Month
  • Plus Yearly7 Days trial$14.991 Year

Questions

Is Bayarsama free?
Bayarsama is free to download, with in-app purchases available.
Is Spend Monthly free?
Spend Monthly is free to download, with in-app purchases available.
Do Bayarsama or Spend Monthly have ads?
Spend Monthly shows ads; Bayarsama does not.
Which is updated more often, Bayarsama or Spend Monthly?
Bayarsama ships an update every 3 weeks, and Spend Monthly every 3 weeks. Most recently, Bayarsama was updated on November 5, 2026 and Spend Monthly on November 10, 2026.

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