Dreamiens vs Spendwise AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dreamiens
Manage your mutual fund and other investments with advanced features. Monitor your investments, conduct self-research, and invest in mutual funds quickly and securely through a virtual platform.
- Investment management
- Mutual fund investing
- Systematic reports
- Self-research tools
- Real-time monitoring
- Secure virtual platform
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Dreamiens comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. Dreamiens keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
Spendwise AI
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NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING Pay with Apple Pay. Expense logs itself. Set up once via Apple Shortcuts. Works forever. —————————————————————————— Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline. SCAN RECEIPTS INSTANTLY Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically. IMPORT YOUR BANK STATEMENTS Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds. VOICE EXPENSE ENTRY Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed. TRACK YOUR EMOTIONAL SPENDING Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI. MULTI-CURRENCY TRIP EXPENSES Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required. AI FINANCIAL ADVISOR Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data. 6-MONTH CASH FLOW FORECAST AI predicts your financial future based on your recurring expenses and income patterns. COMPLETELY PRIVATE All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device. EXPORT TO EXCEL Export all expenses and income to a formatted Excel file at any time. FREE TIER: 15 AI interactions/month included at no cost. PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Dreamiens at none against Spendwise AI's 2. Dreamiens also leads on device support (3 vs 1). Spendwise AI's advantage is update cadence (every 3 days vs every 2 months). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendwise AI sells 2 in-app purchases, starting at $3.99 per month. Dreamiens asks for nothing beyond the download.
Dreamiens ships an update every 2 months, Spendwise AI every 3 days. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.
| Parameter | Dreamiens | Spendwise AI |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 33 MB | 6 MB |
| Age rating | 17+ | 4+ |
| Developer | 9DREAMIENS LLP | ASIF MUHAMMED THADATHIL |
In-app purchases
Dreamiens
No in-app purchases
Spendwise AI
- Spendwise AI Pro$3.991 Month
- Spendwise AI Pro Yearly$29.991 Year









