SnowballFi vs Netlyne

Watch your money snowball. SnowballFi is a powerful yet simple compound interest calculator and FIRE planner that shows exactly how your investments grow over time — after inflation and taxes, not just on paper. Whether you're saving for retirement, building passive income, or chasing financial independence (FIRE), SnowballFi gives you the real numbers behind your strategy. KEY FEATURES • Compound interest calculator — set your initial capital, contribution amount and frequency (daily, weekly, monthly, quarterly, or annual). • Flexible contributions — choose start- or end-of-period timing and see the difference instantly. • Annual contribution growth — increase your investments each year by a percentage or a fixed amount. • Inflation adjustment — see your real purchasing power, not just nominal figures. • Tax on gains — apply a withholding rate for a realistic after-tax result. • FIRE target — set your desired monthly income and find out when you reach financial independence. ADVANCED INSIGHTS • Gross and net annual return • Real CAGR and inflation-adjusted capital • Estimated tax cost and net capital after tax • Effective Annual Rate (EAR) • Contribution leverage, payback period and Net Present Value (NPV) • Interest momentum and wealth velocity VISUALIZE EVERYTHING • Interactive charts of your capital growth • Clear summary and milestone breakdown • Export your projection to PDF to save or share WHY SNOWBALLFI • Clean, fast and easy to use • No account required • Works fully offline • Designed for beginners and experienced investors alike Start planning your financial future today — and watch your wealth snowball. SnowballFi is an educational planning tool and does not provide financial advice.

Netlyne is a calm, focused way to watch your net worth grow — one honest monthly check-in at a time. No bank connections. No cloud syncing. No ads. Just a simple, private ledger where you list what you own and what you owe, and let Netlyne do the math. HOW IT WORKS Add your assets — cash, investments, retirement accounts, real estate, vehicles, and more — along with your liabilities, like credit cards, student loans, auto loans, personal loans, and your mortgage. Netlyne instantly calculates your current net worth. Once a month, tap "Log Now" to save a snapshot. Over time, those snapshots become a trend line — the signature view in Netlyne — so you can see exactly how your financial picture has changed, month over month. FEATURES - Net worth at a glance — your total assets, liabilities, and net worth, updated in real time as you edit your entries - Signature trend chart — a clean line chart of your net worth history, with the change since your last snapshot shown at a glance - Goal tracking — set a target net worth and watch a progress ring fill in as you close the gap - Category breakdown — a simple donut chart shows how your assets and liabilities are distributed across categories like cash, investments, retirement, real estate, and more - Monthly history — every snapshot is saved with its own asset and liability breakdown, plus an optional note, so you can look back and remember what changed and why - Multiple currencies — display your numbers in USD, EUR, GBP, CAD, or AUD - Private by design — every number you enter stays on your device. Nothing is uploaded to any server, ever - Export anytime — download your full history as a JSON file whenever you want your own backup WHO IT'S FOR If you've ever wanted a net worth tracker without connecting your bank accounts or handing your financial data to a third party, Netlyne is built for you. It takes about 30 seconds a month to stay on top of your numbers — no budgeting categories to fight with, no subscriptions to track, just the one number that actually summarizes how you're doing: what you own, minus what you owe. Download Netlyne and start your first snapshot today.