Spent. vs Money Manager Spending tracker

A private expense tracker that lives on your iPhone. Log spending by hand, from a receipt or straight from Apple Pay, and ask Lil Bit what you spent. No account. No cloud. No tracking. Meet Lil Bit, the little bookkeeper inside Spent. Ask "how much at Target last month?" and the total is there in a second. Lil Bit is free and answers from what you've recorded, right on your phone. ASK LIL BIT (FREE) • "How much on food this month?" Any category, any period • "How much at Target last month?" One merchant • "Compare this month and last" • "What was my biggest expense last month?" • "How much did I put on my Amex last month?" • "What's my monthly average?" Full months only • "Am I over budget?" Limit, spent and what's left • "What's my balance across accounts?" APPLE'S ON-DEVICE MODEL With AI Unlock, Spent. reads your receipts, turns "lunch 12" into an entry, imports screenshots of your bank or e-wallet history, and suggests categories for new captures. On iPhone 15 Pro or later running iOS 26 or later with Apple Intelligence on, this runs on Apple's on-device model, with nothing to download. Other iPhones download Spent.'s model once (3.6 GB). Either way it all happens on your phone, and you check every entry before it saves. APPLE PAY CAPTURE (FREE) Add the shortcut in Settings > Apple Pay Capture. Each time you pay with Apple Pay, the purchase waits in your review list with the merchant and amount filled in. Approve them one at a time or all at once. BANK NOTIFICATIONS (FREE, iOS 27) Your bank already tells you when you've paid. Show Spent. one real notification by tapping the amount and the merchant, and every payment after that lands in your review list. No bank login, no connection to your bank, no server. BUDGETS Set a monthly limit for any category and Insights draws a quiet bar under it, so you can see under, near or over at a glance. Per currency, and included in your backups. WHAT ELSE YOU CAN DO • Track expenses, income and transfers across accounts • Multi-currency: each account keeps its own currency, with no conversions • Insights by category and merchant, month over month • Scan receipts with on-device text recognition for free; AI Unlock fills in the details • Rename a bank's merchant once and Spent. remembers it • Recurring transactions, duplicate detection and merchant memory • Home Screen widget to log, scan or ask in one tap; it shows no data by design • Privacy mask hides every balance with one tap • Siri and Shortcuts • Full backup and restore, any time PRIVACY BY DESIGN Spent. has no server and no account. Nothing is collected, so there is nothing to leak. The AI runs on your iPhone and never uses Private Cloud Compute. Your receipts, balances and habits stay with you. Free: manual tracking, Lil Bit chat, Apple Pay capture, bank notifications, receipt scanning, budgets and insights. AI Unlock is a single one-time purchase for AI receipt reading, typed entries, screenshot import and AI suggestions. No subscription, ever. Your expenses, tracked privately.

MiSpent — Expense Tracker & Budget Planner Take control of your money with MiSpent — the smart expense tracker and budgeting app designed to simplify personal finance management. Track expenses, scan receipts, manage budgets, monitor spending habits, and organize your financial life with powerful insights and voice-powered expense logging. MiSpent combines intelligent budgeting tools, receipt scanning, voice-to-text expense entry, and beautiful analytics into one modern finance management app. KEY FEATURES Expense Tracking Automatically organize and categorize your daily expenses with intelligent finance tracking. Voice-to-Text Expense Entry Quickly add expenses using voice commands and smart speech recognition. ### Receipt Scanner Scan receipts instantly and store expense records digitally for better bookkeeping and organization. Budget Planner Create monthly budgets, set spending limits, and stay financially disciplined. Spending Insights & Analytics Visualize financial activity with powerful reports and spending summaries. Income & Expense Tracking Track income sources, recurring payments, subscriptions, and daily transactions. Smart Financial Management Get recommendations to improve saving habits and reduce overspending. Cloud Sync & Backup Securely sync your data across devices using iCloud support. Modern & Minimal Experience Enjoy a clean, fast, and premium interface designed for effortless money management. PERFECT FOR * Personal finance management * Daily expense tracking * Small business expense records * Budget planning * Spending control * Receipt organization * Financial habit improvement MiSpent helps you spend smarter, save more, and stay financially organized . SUBSCRIPTION INFORMATION Unlock premium features with MiSpent Pro: • Weekly Subscription — $2.99/week (includes 3-day free trial) • Yearly Subscription — $19.99/year Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. Users can manage and cancel subscriptions anytime in Account Settings on the App Store after purchase. Terms of Use (EULA): https://mispentexpnese.blogspot.com/p/terms-conditions.html Privacy Policy: https://mispentexpnese.blogspot.com/p/privacy-policy.html Download MiSpent today and take full control of your finances.